Cost Of Living in Boyertown, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Boyertown	Pennsylvania	National
Cost of living	99	98	100
Goods & Services	107	99	100
Groceries	99	99	100
Health care	110	94	100
Housing	88	91	100
Transportation	108	106	100
Utilities	93	107	100

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Cost Of Living Quick Facts

The cost of living in Boyertown is 1% higher than the Pennsylvania average
The cost of living in Boyertown is 1% lower than the national average
Boyertown housing is 12% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,404	$6,867	$1,923	$2,472
Renters	$31,850	$2,654	$743	$956

The affordability of the housing market in Boyertown, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Boyertown homeowners, the median income is $82,404. This indicates that a monthly maximum of $1,923 should be spent by homeowners on all housing related costs. Renters have a median income of $31,850. This indicates that renters would have a maximum of $743 for their rent related monthly costs.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Boyertown	National avg.	Difference
Haircut	$26.17	$24.26	7.9%
Beauty Salon	$40.39	$45.56	11.4%
Toothpaste	$3.77	$3.70	1.9%
Shampoo	$1.43	$1.28	11.4%
Movie	$12.52	$12.13	3.2%
Bowling	$15.56	$18.00	13.6%

Groceries

Item	Boyertown	National avg.	Difference
Ground Beef	$5.65	$5.84	3.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.49	$4.67	3.8%
Potatoes	$5.37	$4.93	8.8%
Pizza	$11.67	$12.09	3.4%
Beer	$11.13	$10.41	6.9%

Health Care

Item	Boyertown	National avg.	Difference
Optometrist	$123.25	$125.68	1.9%
Doctor	$177.40	$135.78	30.7%
Dentist	$118.44	$113.29	4.6%
Ibuprofen	$10.64	$10.65	0.2%
Lipitor	$469.00	$468.60	0.1%

Housing

Item	Boyertown	National avg.	Difference
Home Price	$159,900.00	$184,700.00	13.4%
Avg. Mortgage Payment	$2,026.41	$2,346.69	13.6%
Apartment Rent	$864.00	$949.00	9.0%

Transportation

Item	Boyertown	National avg.	Difference
Gasoline	$3.66	$3.46	5.7%
Tire Balancing	$68.88	$59.92	15.0%

Utilities

Item	Boyertown	National avg.	Difference
All Electricity	$169.62	$193.99	12.6%
Phone	$195.81	$192.25	1.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kutztown University, PA	3,898	104	3.7%
DeSales University, PA	929	104	4.3%
Hereford, PA	1,486	90	10.1%
Alsace Manor, PA	335	92	7.8%
Mount Penn, PA	3,112	94	5.6%
Boyertown, PA	4,061	99	1.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
San Castle, FL	4,061	101	0.5%
Central Kootenay E, BC	4,061	n/a
Dannemora, NY	4,060	96	4.4%
Clearwater, SC	4,060	85	15.1%
Crescent Springs, KY	4,062	105	5.4%
Boyertown, PA	4,061	99	1.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Boyertown, PA