Cost Of Living in Carroll Valley, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Carroll Valley	Pennsylvania	National
Cost of living	113	98	100
Goods & Services	103	99	100
Groceries	105	99	100
Health care	98	94	100
Housing	134	91	100
Transportation	101	106	100
Utilities	111	107	100

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Cost Of Living Quick Facts

The cost of living in Carroll Valley is 15% higher than the Pennsylvania average
The cost of living in Carroll Valley is 13% higher than the national average
Carroll Valley housing is 34% higher than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,086	$6,341	$1,775	$2,283
Renters	$78,654	$6,555	$1,835	$2,360

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Carroll Valley, PA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Carroll Valley, homeowners have a median income of $76,086. Using that number, a maximum of $1,775 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $78,654, which means there is a maximum of $1,835 to be spent on the costs of renting a home or apartment.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Carroll Valley	National avg.	Difference
Haircut	$28.33	$24.26	16.8%
Beauty Salon	$58.17	$45.56	27.7%
Toothpaste	$3.69	$3.70	0.3%
Shampoo	$1.44	$1.28	12.7%
Movie	$13.69	$12.13	12.9%
Bowling	$23.03	$18.00	27.9%

Groceries

Item	Carroll Valley	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$5.46	$4.93	10.7%
Pizza	$13.24	$12.09	9.5%
Beer	$10.36	$10.41	0.5%

Health Care

Item	Carroll Valley	National avg.	Difference
Optometrist	$114.22	$125.68	9.1%
Doctor	$133.22	$135.78	1.9%
Dentist	$117.22	$113.29	3.5%
Ibuprofen	$11.10	$10.65	4.2%
Lipitor	$401.39	$468.60	14.3%

Housing

Item	Carroll Valley	National avg.	Difference
Home Price	$238,000.00	$184,700.00	28.9%
Avg. Mortgage Payment	$1,906.29	$2,346.69	18.8%
Apartment Rent	$1,375.00	$949.00	44.9%

Transportation

Item	Carroll Valley	National avg.	Difference
Gasoline	$3.46	$3.46	0.1%
Tire Balancing	$62.66	$59.92	4.6%

Utilities

Item	Carroll Valley	National avg.	Difference
All Electricity	$223.91	$193.99	15.4%
Phone	$199.62	$192.25	3.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fort Ritchie, MD	48	106	6.3%
Pondsville, MD	39	106	6.3%
Middleburg, MD	0	104	3.9%
Flora Dale, PA	27	104	3.9%
Sabillasville, MD	390	106	6.3%
Carroll Valley, PA	3,922	113	12.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Moosup, CT	3,922	104	4.4%
Linden, MI	3,922	96	3.7%
Jasper, GA	3,923	91	9.2%
Melwood, MD	3,923	128	28.1%
Charleroi, PA	3,923	83	17.4%
Carroll Valley, PA	3,922	113	12.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Carroll Valley, PA