Cost Of Living in Pauls Valley, OK

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Pauls Valley	Oklahoma	National
Cost of living	80	86	100
Goods & Services	87	91	100
Groceries	93	94	100
Health care	105	93	100
Housing	52	69	100
Transportation	98	93	100
Utilities	97	98	100

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Cost Of Living Quick Facts

The cost of living in Pauls Valley is 7% lower than the Oklahoma average
The cost of living in Pauls Valley is 20% lower than the national average
Pauls Valley housing is 48% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,077	$3,673	$1,028	$1,322
Renters	$30,988	$2,582	$723	$930

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Pauls Valley, OK, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Pauls Valley homeowners, is $44,077. This would allow for a maximum of $1,028 per month to be spent on housing costs. For renters, the median monthly income is $30,988 which would result in a maximum of $723 to be spent on rental costs.

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Goods & Services

Item	Pauls Valley	National avg.	Difference
Haircut	$21.23	$24.26	12.5%
Beauty Salon	$25.86	$45.56	43.2%
Toothpaste	$3.53	$3.70	4.7%
Shampoo	$1.30	$1.28	1.6%
Movie	$9.91	$12.13	18.4%
Bowling	$11.09	$18.00	38.4%

Groceries

Item	Pauls Valley	National avg.	Difference
Ground Beef	$5.98	$5.84	2.4%
Fried Chicken	$1.41	$1.57	10.2%
Milk	$4.59	$4.67	1.7%
Potatoes	$4.94	$4.93	0.1%
Pizza	$12.95	$12.09	7.2%
Beer	$10.20	$10.41	2.0%

Health Care

Item	Pauls Valley	National avg.	Difference
Optometrist	$97.18	$125.68	22.7%
Doctor	$94.89	$135.78	30.1%
Dentist	$112.76	$113.29	0.5%
Ibuprofen	$10.13	$10.65	4.9%
Lipitor	$443.26	$468.60	5.4%

Housing

Item	Pauls Valley	National avg.	Difference
Home Price	$83,100.00	$184,700.00	55.0%
Avg. Mortgage Payment	$1,463.20	$2,346.69	37.6%
Apartment Rent	$636.00	$949.00	33.0%

Transportation

Item	Pauls Valley	National avg.	Difference
Gasoline	$3.16	$3.46	8.8%
Tire Balancing	$45.14	$59.92	24.7%

Utilities

Item	Pauls Valley	National avg.	Difference
All Electricity	$192.91	$193.99	0.6%
Phone	$194.09	$192.25	1.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rosedale, OK	32	92	7.9%
Byars, OK	265	73	26.7%
Wynnewood, OK	1,838	78	21.7%
Elmore City, OK	934	79	20.6%
Paoli, OK	760	81	19.3%
Pauls Valley, OK	6,128	80	20.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Holtville, CA	6,129	111	11.0%
Wheelersburg, OH	6,129	94	5.7%
South Williamsport, PA	6,129	95	4.6%
Orange Beach, AL	6,130	116	15.7%
Northgate, OH	6,130	95	5.4%
Pauls Valley, OK	6,128	80	20.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Pauls Valley, OK