Cost Of Living in Ada, OH

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ada	Ohio	National
Cost of living	94	92	100
Goods & Services	105	100	100
Groceries	102	101	100
Health care	112	98	100
Housing	66	73	100
Transportation	117	100	100
Utilities	101	99	100

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Cost Of Living Quick Facts

The cost of living in Ada is 2% higher than the Ohio average
The cost of living in Ada is 6% lower than the national average
Ada housing is 34% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,950	$5,829	$1,632	$2,099
Renters	$35,731	$2,978	$834	$1,072

The affordability of the housing market in Ada, OH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ada homeowners, the median income is $69,950. This indicates that a monthly maximum of $1,632 should be spent by homeowners on all housing related costs. Renters have a median income of $35,731. This indicates that renters would have a maximum of $834 for their rent related monthly costs.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Ada	National avg.	Difference
Haircut	$30.92	$24.26	27.4%
Beauty Salon	$47.35	$45.56	3.9%
Toothpaste	$3.76	$3.70	1.4%
Shampoo	$1.38	$1.28	7.6%
Movie	$13.39	$12.13	10.4%
Bowling	$16.98	$18.00	5.7%

Groceries

Item	Ada	National avg.	Difference
Ground Beef	$4.95	$5.84	15.2%
Fried Chicken	$1.73	$1.57	9.7%
Milk	$4.62	$4.67	1.0%
Potatoes	$5.06	$4.93	2.5%
Pizza	$12.96	$12.09	7.2%
Beer	$10.31	$10.41	1.0%

Health Care

Item	Ada	National avg.	Difference
Optometrist	$98.91	$125.68	21.3%
Doctor	$195.55	$135.78	44.0%
Dentist	$109.86	$113.29	3.0%
Ibuprofen	$10.77	$10.65	1.1%
Lipitor	$511.43	$468.60	9.1%

Housing

Item	Ada	National avg.	Difference
Home Price	$115,900.00	$184,700.00	37.2%
Avg. Mortgage Payment	$2,211.29	$2,346.69	5.8%
Apartment Rent	$713.00	$949.00	24.9%

Transportation

Item	Ada	National avg.	Difference
Gasoline	$3.48	$3.46	0.4%
Tire Balancing	$93.87	$59.92	56.7%

Utilities

Item	Ada	National avg.	Difference
All Electricity	$200.81	$193.99	3.5%
Phone	$185.74	$192.25	3.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dola, OH	141	100	0.4%
McGuffey, OH	495	84	15.9%
St. Johns, OH	178	85	14.7%
Alger, OH	875	86	14.4%
Uniopolis, OH	315	87	13.3%
Ada, OH	5,248	94	5.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Zephyrhills South, FL	5,248	79	21.3%
Rockport, MA	5,247	161	61.3%
Woodstock, VA	5,247	104	3.7%
Kings Point, NY	5,250	408	308.0%
Williamston, NC	5,251	86	13.7%
Ada, OH	5,248	94	5.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ada, OH