A+
1%
Overall NAT. AVG.
15%
Goods & Services NAT. AVG.
28%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Apache Junction Arizona National
Cost of living99101100
Goods & Services115104100
Groceries103102100
Health care9894100
Housing7297100
Transportation124106100
Utilities9895100

An Overview of Cost of Living in Apache Junction, AZ

Are you thinking about relocating, but curious about the potential cost of living in Apache Junction? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Apache Junction stands at 99, making it 1% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Apache Junction closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, goods and services, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Apache Junction can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Recurring essentials like haircuts, toothpaste, and entertainment, from movies to gym sessions, can really add up in your budget and make up 33% of the cost of living index. In Apache Junction, you you will have to spend 15% more than average when compared to the typical prices for these items, making it a more expensive place to live.

What Do Locals Say About the Cost of Living in Apache Junction?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 10 locals to understand their opinions on the cost of living in Apache Junction. The results indicated that 70% found it reasonably priced with decreasing prices of goods and services, while 30% viewed it as quite expensive, with increasing prices.

Is Apache Junction Affordable?

Is Apache Junction an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Apache Junction is 33.9% lower than the national average, while the average monthly rent prices are 14.5% lower than average. The affordability of any location can also be influenced by median income levels. Apache Junction has a median household income of $46,708, which is 15.6% lower than the national average.

What Factors can Influence the Cost of Living in Apache Junction?

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Apache Junction, the utilities index stands at 1.6% lower than the national average.

Where is the Data From?

The Apache Junction cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Apache Junction is 2% lower than the Arizona average
  • The cost of living in Apache Junction is 1% lower than the national average
  • Apache Junction housing is 28% lower than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Apache Junction

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Compare Apache Junction, AZ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$51,857$4,321$1,210$1,556
      Renters$30,596$2,550$714$918
      A good way to judge both the affordability of the housing and the cost of living in Apache Junction is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Apache Junction has a median income of about $51,857 for people who own homes. Based on that number, a maximum of $1,210 should be spent on expenses related to housing. Renters have a slightly different median income, which is $30,596. Based on this average, renters should spend no more than $714 on all rental costs if they want to maintain a non-impoverished standard of living.

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Goods & Services

      Item Apache Junction National avg. Difference
      Haircut $31.99$24.2631.9%
      Beauty Salon $51.63$45.5613.3%
      Toothpaste $3.74$3.701.1%
      Shampoo $1.24$1.283.3%
      Movie $12.43$12.132.5%
      Bowling $24.03$18.0033.5%

      Groceries

      Item Apache Junction National avg. Difference
      Ground Beef $5.75$5.841.5%
      Fried Chicken $1.47$1.576.7%
      Milk $4.84$4.673.5%
      Potatoes $4.54$4.937.9%
      Pizza $13.22$12.099.3%
      Beer $11.37$10.419.2%

      Health Care

      Item Apache Junction National avg. Difference
      Optometrist $105.08$125.6816.4%
      Doctor $126.58$135.786.8%
      Dentist $108.47$113.294.3%
      Ibuprofen $10.93$10.652.6%
      Lipitor $529.92$468.6013.1%

      Housing

      Item Apache Junction National avg. Difference
      Home Price $122,000.00$184,700.0033.9%
      Avg. Mortgage Payment $2,990.52$2,346.6927.4%
      Apartment Rent $811.00$949.0014.5%

      Transportation

      Item Apache Junction National avg. Difference
      Gasoline $4.47$3.4629.1%
      Tire Balancing $66.63$59.9211.2%

      Utilities

      Item Apache Junction National avg. Difference
      All Electricity $193.37$193.990.3%
      Phone $184.32$192.254.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maricopa Colony, AZ8181022.0%
      Queen Valley, AZ6551044.1%
      San Tan Valley, AZ104,93611717.1%
      Gold Canyon, AZ11,87512221.7%
      Gilbert, AZ248,34913232.0%
      Apache Junction, AZ41,863991.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Delaware, OH41,818982.1%
      Midland, MI41,922964.2%
      Spring Hill, TN41,79711514.6%
      Bell Gardens, CA41,77013939.0%
      Timmins, ON41,763n/a 
      Apache Junction, AZ41,863991.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.