Cost Of Living in Ashland, WI

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ashland	Wisconsin	National
Cost of living	90	96	100
Goods & Services	103	97	100
Groceries	97	99	100
Health care	110	112	100
Housing	63	88	100
Transportation	99	98	100
Utilities	101	102	100

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Cost Of Living Quick Facts

The cost of living in Ashland is 6% lower than the Wisconsin average
The cost of living in Ashland is 10% lower than the national average
Ashland housing is 37% lower than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$57,123	$4,760	$1,333	$1,714
Renters	$21,279	$1,773	$496	$638

The affordability of the housing market in Ashland, WI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ashland homeowners, the median income is $57,123. This indicates that a monthly maximum of $1,333 should be spent by homeowners on all housing related costs. Renters have a median income of $21,279. This indicates that renters would have a maximum of $496 for their rent related monthly costs.

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Goods & Services

Item	Ashland	National avg.	Difference
Haircut	$20.83	$24.26	14.1%
Beauty Salon	$39.17	$45.56	14.0%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$1.23	$1.28	3.7%
Movie	$10.00	$12.13	17.6%
Bowling	$15.67	$18.00	13.0%

Groceries

Item	Ashland	National avg.	Difference
Ground Beef	$5.94	$5.84	1.8%
Fried Chicken	$1.61	$1.57	2.6%
Milk	$4.58	$4.67	2.0%
Potatoes	$4.49	$4.93	9.0%
Pizza	$12.29	$12.09	1.7%
Beer	$8.47	$10.41	18.6%

Health Care

Item	Ashland	National avg.	Difference
Optometrist	$125.00	$125.68	0.5%
Doctor	$179.67	$135.78	32.3%
Dentist	$107.33	$113.29	5.3%
Ibuprofen	$10.27	$10.65	3.6%
Lipitor	$538.52	$468.60	14.9%

Housing

Item	Ashland	National avg.	Difference
Home Price	$110,300.00	$184,700.00	40.3%
Avg. Mortgage Payment	$1,958.05	$2,346.69	16.6%
Apartment Rent	$661.00	$949.00	30.3%

Transportation

Item	Ashland	National avg.	Difference
Gasoline	$3.36	$3.46	2.8%
Tire Balancing	$62.89	$59.92	5.0%

Utilities

Item	Ashland	National avg.	Difference
All Electricity	$193.62	$193.99	0.2%
Phone	$197.22	$192.25	2.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Diaperville, WI	21	101	1.3%
Franks Field, WI	151	75	24.8%
New Odanah, WI	384	80	20.0%
Marengo, WI	137	84	16.4%
Odanah, WI	51	88	12.4%
Ashland, WI	7,841	90	10.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brevard, NC	7,841	102	2.4%
Etowah, NC	7,840	105	4.6%
Carnegie, PA	7,839	93	7.1%
Orland, CA	7,843	111	10.7%
Valley Center, KS	7,843	96	4.4%
Ashland, WI	7,841	90	10.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ashland, WI