Cost Of Living in Bardmoor, FL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bardmoor	Florida	National
Cost of living	104	98	100
Goods & Services	93	98	100
Groceries	100	99	100
Health care	92	96	100
Housing	123	96	100
Transportation	100	99	100
Utilities	99	97	100

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Cost Of Living Quick Facts

The cost of living in Bardmoor is 7% higher than the Florida average
The cost of living in Bardmoor is 4% higher than the national average
Bardmoor housing is 23% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,136	$6,345	$1,776	$2,284
Renters	$86,955	$7,246	$2,029	$2,609

The affordability of the housing market in Bardmoor, FL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Bardmoor homeowners, the median income is $76,136. This indicates that a monthly maximum of $1,776 should be spent by homeowners on all housing related costs. Renters have a median income of $86,955. This indicates that renters would have a maximum of $2,029 for their rent related monthly costs.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Bardmoor	National avg.	Difference
Haircut	$15.67	$24.26	35.4%
Beauty Salon	$54.72	$45.56	20.1%
Toothpaste	$3.67	$3.70	0.8%
Shampoo	$1.48	$1.28	15.3%
Movie	$8.61	$12.13	29.1%
Bowling	$19.67	$18.00	9.3%

Groceries

Item	Bardmoor	National avg.	Difference
Ground Beef	$6.06	$5.84	3.8%
Fried Chicken	$1.48	$1.57	5.7%
Milk	$4.56	$4.67	2.3%
Potatoes	$5.34	$4.93	8.1%
Pizza	$8.38	$12.09	30.6%
Beer	$10.69	$10.41	2.6%

Health Care

Item	Bardmoor	National avg.	Difference
Optometrist	$146.67	$125.68	16.7%
Doctor	$122.32	$135.78	9.9%
Dentist	$103.33	$113.29	8.8%
Ibuprofen	$10.74	$10.65	0.8%
Lipitor	$523.90	$468.60	11.8%

Housing

Item	Bardmoor	National avg.	Difference
Home Price	$198,600.00	$184,700.00	7.5%
Avg. Mortgage Payment	$1,846.50	$2,346.69	21.3%
Apartment Rent	$1,505.00	$949.00	58.6%

Transportation

Item	Bardmoor	National avg.	Difference
Gasoline	$3.42	$3.46	1.0%
Tire Balancing	$57.28	$59.92	4.4%

Utilities

Item	Bardmoor	National avg.	Difference
All Electricity	$219.66	$193.99	13.2%
Phone	$194.37	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
South Highpoint, FL	5,844	88	12.5%
Lealman, FL	21,621	90	9.6%
West Lealman, FL	14,304	91	9.4%
Largo, FL	84,666	93	6.6%
Pinellas Park, FL	53,486	97	2.8%
Bardmoor, FL	9,650	104	4.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pont-Rouge, QC	9,651	n/a
Parsons, KS	9,648	77	22.8%
West Perrine, FL	9,653	109	8.8%
Richmond Heights, FL	9,640	112	11.6%
Clarksville, AR	9,661	89	10.9%
Bardmoor, FL	9,650	104	4.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bardmoor, FL