Cost Of Living in Bayport, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bayport	New York	National
Cost of living	148	117	100
Goods & Services	113	108	100
Groceries	105	102	100
Health care	110	103	100
Housing	231	145	100
Transportation	102	105	100
Utilities	131	100	100

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Cost Of Living Quick Facts

The cost of living in Bayport is 27% higher than the New York average
The cost of living in Bayport is 48% higher than the national average
Bayport housing is 131% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$135,861	$11,322	$3,170	$4,076
Renters	$65,000	$5,417	$1,517	$1,950

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bayport, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bayport homeowners, is $135,861. This would allow for a maximum of $3,170 per month to be spent on housing costs. For renters, the median monthly income is $65,000 which would result in a maximum of $1,517 to be spent on rental costs.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Bayport	National avg.	Difference
Haircut	$32.33	$24.26	33.3%
Beauty Salon	$48.56	$45.56	6.6%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.50	$1.28	17.4%
Movie	$13.76	$12.13	13.4%
Bowling	$19.63	$18.00	9.0%

Groceries

Item	Bayport	National avg.	Difference
Ground Beef	$6.34	$5.84	8.6%
Fried Chicken	$1.61	$1.57	2.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$5.03	$4.93	1.9%
Pizza	$10.07	$12.09	16.7%
Beer	$10.62	$10.41	2.0%

Health Care

Item	Bayport	National avg.	Difference
Optometrist	$140.10	$125.68	11.5%
Doctor	$143.23	$135.78	5.5%
Dentist	$123.00	$113.29	8.6%
Ibuprofen	$11.00	$10.65	3.3%
Lipitor	$401.34	$468.60	14.4%

Housing

Item	Bayport	National avg.	Difference
Home Price	$473,300.00	$184,700.00	156.3%
Avg. Mortgage Payment	$1,857.27	$2,346.69	20.9%
Apartment Rent	$1,647.00	$949.00	73.6%

Transportation

Item	Bayport	National avg.	Difference
Gasoline	$3.33	$3.46	3.7%
Tire Balancing	$57.68	$59.92	3.7%

Utilities

Item	Bayport	National avg.	Difference
All Electricity	$281.67	$193.99	45.2%
Phone	$185.16	$192.25	3.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ocean Beach, NY	31	112	12.4%
Stony Brook University, NY	8,574	112	12.4%
Saltaire, NY	25	112	12.4%
Mastic Beach, NY	15,610	121	20.8%
Middle Island, NY	11,030	124	24.2%
Bayport, NY	8,584	148	48.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Richmond Heights, MO	8,581	106	5.6%
Shiprock, NM	8,588	85	15.2%
New Square, NY	8,589	156	56.4%
Harrisburg, IL	8,578	84	15.7%
Barre, VT	8,590	100	0.4%
Bayport, NY	8,584	148	48.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bayport, NY