Cost Of Living in Belfast, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Belfast	New York	National
Cost of living	79	117	100
Goods & Services	94	108	100
Groceries	97	102	100
Health care	101	103	100
Housing	43	145	100
Transportation	95	105	100
Utilities	94	100	100

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Cost Of Living Quick Facts

The cost of living in Belfast is 32% lower than the New York average
The cost of living in Belfast is 21% lower than the national average
Belfast housing is 57% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,583	$5,882	$1,647	$2,118
Renters	$26,806	$2,234	$625	$804

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Belfast	National avg.	Difference
Haircut	$21.65	$24.26	10.8%
Beauty Salon	$53.07	$45.56	16.5%
Toothpaste	$3.61	$3.70	2.5%
Shampoo	$1.30	$1.28	1.8%
Movie	$12.76	$12.13	5.2%
Bowling	$14.60	$18.00	18.9%

Groceries

Item	Belfast	National avg.	Difference
Ground Beef	$6.16	$5.84	5.5%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.67	$4.67	0.0%
Potatoes	$5.26	$4.93	6.5%
Pizza	$10.99	$12.09	9.1%
Beer	$10.47	$10.41	0.6%

Health Care

Item	Belfast	National avg.	Difference
Optometrist	$75.93	$125.68	39.6%
Doctor	$103.92	$135.78	23.5%
Dentist	$149.67	$113.29	32.1%
Ibuprofen	$10.42	$10.65	2.2%
Lipitor	$464.18	$468.60	0.9%

Housing

Item	Belfast	National avg.	Difference
Home Price	$68,300.00	$184,700.00	63.0%
Avg. Mortgage Payment	$2,421.64	$2,346.69	3.2%
Apartment Rent	$535.00	$949.00	43.6%

Transportation

Item	Belfast	National avg.	Difference
Gasoline	$3.46	$3.46	0.1%
Tire Balancing	$48.79	$59.92	18.6%

Utilities

Item	Belfast	National avg.	Difference
All Electricity	$173.44	$193.99	10.6%
Phone	$195.54	$192.25	1.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rushford, NY	403	76	23.8%
Hunt, NY	122	81	19.0%
Dalton, NY	446	82	18.3%
Friendship, NY	854	78	21.6%
Belmont, NY	797	80	19.7%
Belfast, NY	752	79	20.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Woodhull, IL	752	87	13.1%
Fostoria, MI	752	90	10.2%
Chippewa Lake, OH	752	93	7.2%
Rossiter, PA	752	87	12.6%
Stoneboro, PA	752	89	11.4%
Belfast, NY	752	79	20.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Belfast, NY