Cost Of Living in Belgrade, MT

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Belgrade	Montana	National
Cost of living	115	101	100
Goods & Services	118	104	100
Groceries	107	103	100
Health care	96	98	100
Housing	129	99	100
Transportation	100	109	100
Utilities	93	93	100

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Cost Of Living Quick Facts

The cost of living in Belgrade is 13% higher than the Montana average
The cost of living in Belgrade is 15% higher than the national average
Belgrade housing is 29% higher than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,074	$7,256	$2,032	$2,612
Renters	$44,792	$3,733	$1,045	$1,344

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Belgrade, MT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Belgrade homeowners, is $87,074. This would allow for a maximum of $2,032 per month to be spent on housing costs. For renters, the median monthly income is $44,792 which would result in a maximum of $1,045 to be spent on rental costs.

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Goods & Services

Item	Belgrade	National avg.	Difference
Haircut	$34.17	$24.26	40.8%
Beauty Salon	$54.03	$45.56	18.6%
Toothpaste	$4.45	$3.70	20.3%
Shampoo	$1.24	$1.28	3.2%
Movie	$14.00	$12.13	15.4%
Bowling	$18.03	$18.00	0.1%

Groceries

Item	Belgrade	National avg.	Difference
Ground Beef	$6.67	$5.84	14.1%
Fried Chicken	$1.32	$1.57	16.2%
Milk	$4.91	$4.67	5.1%
Potatoes	$4.61	$4.93	6.5%
Pizza	$12.93	$12.09	7.0%
Beer	$11.39	$10.41	9.4%

Health Care

Item	Belgrade	National avg.	Difference
Optometrist	$134.67	$125.68	7.1%
Doctor	$144.42	$135.78	6.4%
Dentist	$109.17	$113.29	3.6%
Ibuprofen	$10.94	$10.65	2.7%
Lipitor	$336.07	$468.60	28.3%

Housing

Item	Belgrade	National avg.	Difference
Home Price	$255,100.00	$184,700.00	38.1%
Avg. Mortgage Payment	$3,780.77	$2,346.69	61.1%
Apartment Rent	$1,012.00	$949.00	6.6%

Transportation

Item	Belgrade	National avg.	Difference
Gasoline	$3.43	$3.46	0.8%
Tire Balancing	$60.29	$59.92	0.6%

Utilities

Item	Belgrade	National avg.	Difference
All Electricity	$177.13	$193.99	8.7%
Phone	$182.36	$192.25	5.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Springhill, MT	198	108	8.5%
Logan, MT	17	108	8.5%
Amsterdam, MT	169	117	17.4%
Manhattan, MT	1,950	119	19.5%
King Arthur Park, MT	1,933	121	20.8%
Belgrade, MT	9,184	115	14.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fruitland Park, FL	9,185	103	3.0%
Washington Terrace, UT	9,181	102	2.2%
Lancaster, SC	9,187	94	5.6%
Lamesa, TX	9,179	87	13.5%
Taft, CA	9,189	109	8.6%
Belgrade, MT	9,184	115	14.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Belgrade, MT