A+
4%
Overall NAT. AVG.
3%
Goods & Services NAT. AVG.
5%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Bellevue Nebraska National
Cost of living9689100
Goods & Services9796100
Groceries9896100
Health care8898100
Housing9576100
Transportation99100100
Utilities9686100

An Overview of Cost of Living in Bellevue, NE

The cost of living in Bellevue affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Bellevue is 96, which is 4% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Everyday expenditures like food, housing, goods and services, transportation and health care in Bellevue are priced in a manner consistent with other areas. This means that residents of Bellevue can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

What Do Locals Say About the Cost of Living in Bellevue?

Locals have the inside scoop on their city. So, we polled 11 residents in Bellevue to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 91% find it reasonable with decreasing prices, but 9% think it's quite pricey, with prices that continue to rise.

Is Bellevue Affordable?

Is Bellevue an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Bellevue, the median home price is 10.2% lower than what most folks pay across the country, and monthly rent prices are 6.4% higher than the usual rates. Income levels in Bellevue come in at $70,647, which is 27.7% higher than the national average.

What Factors can Influence the Cost of Living in Bellevue?

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Bellevue, the housing index comes in at 5.2% lower than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Bellevue comes in at 4.3% lower than the national average.

Where is the Data From?

The cost of living data in Bellevue displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

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Cost Of Living Quick Facts

  • The cost of living in Bellevue is 7% higher than the Nebraska average
  • The cost of living in Bellevue is 4% lower than the national average
  • Bellevue housing is 5% lower than the national average
  • Nebraska general sales tax is 8% higher than the national average
  • Nebraska state income tax is 5% lower than the national average

Most Affordable Places to Live in and Around Bellevue

See all the best places to live around Bellevue

Compare Bellevue, NE Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,086$7,257$2,032$2,613
      Renters$47,612$3,968$1,111$1,429
      A good way to judge both the affordability of the housing and the cost of living in Bellevue is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bellevue has a median income of about $87,086 for people who own homes. Based on that number, a maximum of $2,032 should be spent on expenses related to housing. Renters have a slightly different median income, which is $47,612. Based on this average, renters should spend no more than $1,111 on all rental costs if they want to maintain a non-impoverished standard of living.

      Nebraska Sales Tax

      State General Sales Tax With Max Surtax
      Nebraska 5.5% 7.5%

      Nebraska Income Tax

      State Income Tax (Low) Income Tax (High)
      Nebraska 2.46% 6.64%

      Goods & Services

      Item Bellevue National avg. Difference
      Haircut $23.69$24.262.4%
      Beauty Salon $32.50$45.5628.7%
      Toothpaste $3.71$3.700.3%
      Shampoo $1.23$1.283.7%
      Movie $12.12$12.130.1%
      Bowling $18.36$18.002.0%

      Groceries

      Item Bellevue National avg. Difference
      Ground Beef $6.11$5.844.6%
      Fried Chicken $1.40$1.5711.2%
      Milk $4.67$4.670.1%
      Potatoes $4.50$4.938.9%
      Pizza $11.19$12.097.4%
      Beer $9.76$10.416.3%

      Health Care

      Item Bellevue National avg. Difference
      Optometrist $123.10$125.682.1%
      Doctor $135.27$135.780.4%
      Dentist $90.11$113.2920.5%
      Ibuprofen $10.62$10.650.3%
      Lipitor $357.80$468.6023.6%

      Housing

      Item Bellevue National avg. Difference
      Home Price $165,900.00$184,700.0010.2%
      Avg. Mortgage Payment $1,869.86$2,346.6920.3%
      Apartment Rent $1,010.00$949.006.4%

      Transportation

      Item Bellevue National avg. Difference
      Gasoline $3.22$3.467.1%
      Tire Balancing $68.12$59.9213.7%

      Utilities

      Item Bellevue National avg. Difference
      All Electricity $174.82$193.999.9%
      Phone $200.78$192.254.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Boys Town, NE841973.4%
      La Platte, NE136973.4%
      Weston, IA138973.4%
      Richfield, NE14973.4%
      Pacific Junction, IA2868713.4%
      Bellevue, NE63,970964.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      San Marcos, TX64,053981.9%
      Dublin, CA63,856217116.6%
      Cheyenne, WY64,0991043.5%
      South Hill, WA64,10413434.1%
      Lorain, OH63,8328415.5%
      Bellevue, NE63,970964.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.