Cost Of Living in Benson, AZ

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Benson	Arizona	National
Cost of living	93	101	100
Goods & Services	109	104	100
Groceries	105	102	100
Health care	90	94	100
Housing	62	97	100
Transportation	108	106	100
Utilities	102	95	100

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Cost Of Living Quick Facts

The cost of living in Benson is 8% lower than the Arizona average
The cost of living in Benson is 7% lower than the national average
Benson housing is 38% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,166	$4,681	$1,310	$1,685
Renters	$21,810	$1,818	$509	$654

A good way to judge both the affordability of the housing and the cost of living in Benson is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Benson has a median income of about $56,166 for people who own homes. Based on that number, a maximum of $1,310 should be spent on expenses related to housing. Renters have a slightly different median income, which is $21,810. Based on this average, renters should spend no more than $509 on all rental costs if they want to maintain a non-impoverished standard of living.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Goods & Services

Item	Benson	National avg.	Difference
Haircut	$29.15	$24.26	20.2%
Beauty Salon	$45.06	$45.56	1.1%
Toothpaste	$3.64	$3.70	1.8%
Shampoo	$1.33	$1.28	4.1%
Movie	$12.36	$12.13	1.9%
Bowling	$13.68	$18.00	24.0%

Groceries

Item	Benson	National avg.	Difference
Ground Beef	$6.07	$5.84	4.0%
Fried Chicken	$1.41	$1.57	10.3%
Milk	$4.75	$4.67	1.7%
Potatoes	$4.58	$4.93	7.1%
Pizza	$12.52	$12.09	3.6%
Beer	$11.13	$10.41	6.9%

Health Care

Item	Benson	National avg.	Difference
Optometrist	$116.73	$125.68	7.1%
Doctor	$125.31	$135.78	7.7%
Dentist	$101.61	$113.29	10.3%
Ibuprofen	$11.03	$10.65	3.6%
Lipitor	$370.51	$468.60	20.9%

Housing

Item	Benson	National avg.	Difference
Home Price	$108,100.00	$184,700.00	41.5%
Avg. Mortgage Payment	$2,328.25	$2,346.69	0.8%
Apartment Rent	$674.00	$949.00	29.0%

Transportation

Item	Benson	National avg.	Difference
Gasoline	$4.05	$3.46	17.0%
Tire Balancing	$52.24	$59.92	12.8%

Utilities

Item	Benson	National avg.	Difference
All Electricity	$198.69	$193.99	2.4%
Phone	$193.20	$192.25	0.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mescal, AZ	1,403	93	6.9%
St. David, AZ	1,481	94	5.8%
Pimaco Two, AZ	615	101	0.6%
Benson, AZ	4,857	93	7.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Denver City, TX	4,857	93	7.0%
Ridge Wood Heights, FL	4,856	111	11.3%
New Haven, MI	4,856	97	3.2%
Glendora, NJ	4,858	97	2.8%
Byram, CT	4,855	188	87.7%
Benson, AZ	4,857	93	7.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Benson, AZ