Cost Of Living in Bertram, IA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Bertram	Iowa	National
Cost of living	102	90	100
Goods & Services	97	96	100
Groceries	97	97	100
Health care	101	99	100
Housing	111	73	100
Transportation	100	98	100
Utilities	103	96	100

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Cost Of Living Quick Facts

The cost of living in Bertram is 14% higher than the Iowa average
The cost of living in Bertram is 2% higher than the national average
Bertram housing is 11% higher than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$91,250	$7,604	$2,129	$2,738
Renters	$0	$0	$0	$0

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Goods & Services

Item	Bertram	National avg.	Difference
Haircut	$25.80	$24.26	6.3%
Beauty Salon	$35.19	$45.56	22.8%
Toothpaste	$3.83	$3.70	3.5%
Shampoo	$1.35	$1.28	5.2%
Movie	$11.73	$12.13	3.3%
Bowling	$17.11	$18.00	4.9%

Groceries

Item	Bertram	National avg.	Difference
Ground Beef	$5.61	$5.84	3.9%
Fried Chicken	$1.37	$1.57	13.1%
Milk	$4.85	$4.67	3.7%
Potatoes	$4.81	$4.93	2.5%
Pizza	$11.32	$12.09	6.3%
Beer	$9.97	$10.41	4.2%

Health Care

Item	Bertram	National avg.	Difference
Optometrist	$115.67	$125.68	8.0%
Doctor	$158.97	$135.78	17.1%
Dentist	$105.87	$113.29	6.5%
Ibuprofen	$10.57	$10.65	0.7%
Lipitor	$439.90	$468.60	6.1%

Housing

Item	Bertram	National avg.	Difference
Home Price	$204,500.00	$184,700.00	10.7%
Avg. Mortgage Payment	$1,718.48	$2,346.69	26.8%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Bertram	National avg.	Difference
Gasoline	$3.35	$3.46	3.1%
Tire Balancing	$64.40	$59.92	7.5%

Utilities

Item	Bertram	National avg.	Difference
All Electricity	$205.48	$193.99	5.9%
Phone	$187.56	$192.25	2.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Stone City, IA	60	99	1.4%
Mechanicsville, IA	983	86	14.0%
Martelle, IA	309	87	13.0%
Anamosa, IA	5,484	90	10.0%
Springville, IA	1,212	92	8.5%
Bertram, IA	269	102	2.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tuluksak, AK	269	93	7.1%
Akron, AL	269	71	29.3%
Axis, AL	269	95	4.7%
Parkdale, AR	269	85	15.4%
Midland, CO	269	107	7.5%
Bertram, IA	269	102	2.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Bertram, IA