F
40%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
127%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Bluffdale Utah National
Cost of living140104100
Goods & Services106102100
Groceries10099100
Health care9691100
Housing227114100
Transportation110105100
Utilities9495100

An Overview of Cost of Living in Bluffdale, UT

Getting a feel for the cost of living in Bluffdale is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Bluffdale is 140, which is 40% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you're in pursuit of an economical living environment, Bluffdale may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Bluffdale falls within this bracket.

Housing costs are a very significant part of the Bluffdale cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 126.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Bluffdale Affordable?

Wondering if Bluffdale is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bluffdale, for example, the median home price is 161% higher than what folks pay nationally, and monthly rent is 46.9% higher than the usual rates. Plus, income levels matter too, with Bluffdale boasting a median household income of $113,023, which is 104.3% higher than the national average.

What Factors can Influence the Cost of Living in Bluffdale?

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Bluffdale, the groceries index is 0.4% higher than the national average.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Bluffdale comes in at 6.4% lower than the national average.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Where is the Data From?

The Bluffdale cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

New Real Estate Listings in Bluffdale Area
Search Homes for Sale in Bluffdale, UT

Cost Of Living Quick Facts

  • The cost of living in Bluffdale is 34% higher than the Utah average
  • The cost of living in Bluffdale is 40% higher than the national average
  • Bluffdale housing is 127% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Bluffdale

See all the best places to live around Bluffdale

Compare Bluffdale, UT Cost of Living

      vs
      How would you rate the cost of living in Bluffdale?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Bluffdale?
      Write a review to give others more information about this area.
      See all Bluffdale poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$127,060$10,588$2,965$3,812
      Renters$70,578$5,882$1,647$2,118
      A good indicator of the general affordability of housing in Bluffdale, UT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Bluffdale, the median monthly income is $127,060 for those who own their own homes. Under the standard rule, that income level would allow for $2,965 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $70,578, per the median income in the area. That would allow for renters to spend up to $1,647 on monthly rental expenses.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Goods & Services

      Item Bluffdale National avg. Difference
      Haircut $20.87$24.2614.0%
      Beauty Salon $50.33$45.5610.5%
      Toothpaste $3.57$3.703.6%
      Shampoo $1.18$1.288.1%
      Movie $9.94$12.1318.1%
      Bowling $19.80$18.0010.0%

      Groceries

      Item Bluffdale National avg. Difference
      Ground Beef $5.76$5.841.3%
      Fried Chicken $1.51$1.574.2%
      Milk $4.65$4.670.4%
      Potatoes $4.60$4.936.7%
      Pizza $11.69$12.093.3%
      Beer $10.59$10.411.7%

      Health Care

      Item Bluffdale National avg. Difference
      Optometrist $125.19$125.680.4%
      Doctor $117.14$135.7813.7%
      Dentist $85.13$113.2924.9%
      Ibuprofen $10.89$10.652.3%
      Lipitor $528.57$468.6012.8%

      Housing

      Item Bluffdale National avg. Difference
      Home Price $482,100.00$184,700.00161.0%
      Avg. Mortgage Payment $3,117.82$2,346.6932.9%
      Apartment Rent $1,394.00$949.0046.9%

      Transportation

      Item Bluffdale National avg. Difference
      Gasoline $3.75$3.468.3%
      Tire Balancing $57.07$59.924.8%

      Utilities

      Item Bluffdale National avg. Difference
      All Electricity $198.43$193.992.3%
      Phone $192.11$192.250.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Copperton, UT8391076.6%
      Kearns, UT36,45711110.7%
      West Valley City, UT135,61011110.9%
      Taylorsville, UT59,92611312.8%
      Midvale, UT33,70811615.6%
      Bluffdale, UT14,80214040.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Winkler, MB14,804n/a 
      Eggertsville, NY14,806927.6%
      Jacksonville, TX14,8098613.8%
      Great Falls, VA14,793230129.7%
      Kemp Mill, MD14,81214444.0%
      Bluffdale, UT14,80214040.2%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.