Cost Of Living in Branford Center, CT

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Branford Center	Connecticut	National
Cost of living	118	118	100
Goods & Services	108	109	100
Groceries	99	102	100
Health care	113	109	100
Housing	138	137	100
Transportation	103	100	100
Utilities	133	130	100

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Cost Of Living Quick Facts

The cost of living in Branford Center is equal to the Connecticut average
The cost of living in Branford Center is 18% higher than the national average
Branford Center housing is 38% higher than the national average
Connecticut general sales tax is 24% higher than the national average
Connecticut state income tax is 16% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$83,351	$6,946	$1,945	$2,501
Renters	$50,783	$4,232	$1,185	$1,524

The affordability of the housing market in Branford Center, CT as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Branford Center homeowners, the median income is $83,351. This indicates that a monthly maximum of $1,945 should be spent by homeowners on all housing related costs. Renters have a median income of $50,783. This indicates that renters would have a maximum of $1,185 for their rent related monthly costs.

Connecticut Sales Tax

State	General Sales Tax	With Max Surtax
Connecticut	6.35%	6.35%

Connecticut Income Tax

State	Income Tax (Low)	Income Tax (High)
Connecticut	3%	6.99%

Goods & Services

Item	Branford Center	National avg.	Difference
Haircut	$39.78	$24.26	64.0%
Beauty Salon	$69.00	$45.56	51.4%
Toothpaste	$3.86	$3.70	4.2%
Shampoo	$1.47	$1.28	14.8%
Movie	$15.07	$12.13	24.2%
Bowling	$24.00	$18.00	33.3%

Groceries

Item	Branford Center	National avg.	Difference
Ground Beef	$6.28	$5.84	7.6%
Fried Chicken	$1.59	$1.57	1.4%
Milk	$4.83	$4.67	3.3%
Potatoes	$5.03	$4.93	2.0%
Pizza	$13.21	$12.09	9.3%
Beer	$10.53	$10.41	1.1%

Health Care

Item	Branford Center	National avg.	Difference
Optometrist	$134.70	$125.68	7.2%
Doctor	$162.26	$135.78	19.5%
Dentist	$136.03	$113.29	20.1%
Ibuprofen	$11.26	$10.65	5.7%
Lipitor	$375.63	$468.60	19.8%

Housing

Item	Branford Center	National avg.	Difference
Home Price	$257,700.00	$184,700.00	39.5%
Avg. Mortgage Payment	$3,730.18	$2,346.69	59.0%
Apartment Rent	$1,274.00	$949.00	34.2%

Transportation

Item	Branford Center	National avg.	Difference
Gasoline	$3.47	$3.46	0.2%
Tire Balancing	$63.33	$59.92	5.7%

Utilities

Item	Branford Center	National avg.	Difference
All Electricity	$296.64	$193.99	52.9%
Phone	$185.16	$192.25	3.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Naugatuck, CT	31,201	108	8.4%
Derby, CT	12,420	110	9.7%
West Haven, CT	54,666	110	10.1%
New Haven, CT	130,381	112	11.5%
Ansonia, CT	18,709	112	12.0%
Branford Center, CT	5,845	118	18.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
White Rock, NM	5,845	121	21.0%
South Highpoint, FL	5,844	88	12.5%
Patterson, LA	5,844	84	16.3%
St. Martinville, LA	5,844	86	14.2%
Roseland, NJ	5,841	153	53.4%
Branford Center, CT	5,845	118	18.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Branford Center, CT