A+
4%
Overall NAT. AVG.
8%
Goods & Services NAT. AVG.
3%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Brunswick Ohio National
Cost of living9692100
Goods & Services92100100
Groceries101101100
Health care9598100
Housing9773100
Transportation98100100
Utilities10399100

An Overview of Cost of Living in Brunswick, OH

Are you thinking about relocating, but curious about the potential cost of living in Brunswick? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Brunswick stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Brunswick, daily expenses such as food, housing, goods and services, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Brunswick will resemble that of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Brunswick?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 8 locals to understand their opinions on the cost of living in Brunswick. The results indicated that 38% found it reasonably priced with decreasing prices of goods and services, while 63% viewed it as quite expensive, with increasing prices.

Is Brunswick Affordable?

Wondering if Brunswick is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Brunswick, for example, the median home price is 3.6% lower than what folks pay nationally, and monthly rent is 2.4% lower than the usual rates. Plus, income levels matter too, with Brunswick boasting a median household income of $70,384, which is 27.2% higher than the national average.

What Factors can Influence the Cost of Living in Brunswick?

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Brunswick, the housing index is 3.3% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Brunswick, healthcare costs are 4.8% lower than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Brunswick, the standard sales tax rate starts at 5.75%, and the income tax rates commence at 0%.

Where is the Data From?

The cost of living data in Brunswick displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

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Cost Of Living Quick Facts

  • The cost of living in Brunswick is 5% higher than the Ohio average
  • The cost of living in Brunswick is 4% lower than the national average
  • Brunswick housing is 3% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Brunswick

See all the best places to live around Brunswick

Compare Brunswick, OH Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$82,407$6,867$1,923$2,472
      Renters$45,130$3,761$1,053$1,354
      The affordability of the housing market in Brunswick, OH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Brunswick homeowners, the median income is $82,407. This indicates that a monthly maximum of $1,923 should be spent by homeowners on all housing related costs. Renters have a median income of $45,130. This indicates that renters would have a maximum of $1,053 for their rent related monthly costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Goods & Services

      Item Brunswick National avg. Difference
      Haircut $23.67$24.262.5%
      Beauty Salon $35.31$45.5622.5%
      Toothpaste $3.68$3.700.5%
      Shampoo $1.45$1.2813.0%
      Movie $11.60$12.134.4%
      Bowling $18.27$18.001.5%

      Groceries

      Item Brunswick National avg. Difference
      Ground Beef $5.46$5.846.5%
      Fried Chicken $1.39$1.5711.4%
      Milk $4.57$4.672.3%
      Potatoes $5.38$4.939.1%
      Pizza $9.98$12.0917.4%
      Beer $10.51$10.411.0%

      Health Care

      Item Brunswick National avg. Difference
      Optometrist $103.58$125.6817.6%
      Doctor $119.67$135.7811.9%
      Dentist $109.73$113.293.1%
      Ibuprofen $10.73$10.650.7%
      Lipitor $503.65$468.607.5%

      Housing

      Item Brunswick National avg. Difference
      Home Price $178,000.00$184,700.003.6%
      Avg. Mortgage Payment $1,788.16$2,346.6923.8%
      Apartment Rent $926.00$949.002.4%

      Transportation

      Item Brunswick National avg. Difference
      Gasoline $3.41$3.461.4%
      Tire Balancing $57.76$59.923.6%

      Utilities

      Item Brunswick National avg. Difference
      All Electricity $205.88$193.996.1%
      Phone $186.78$192.252.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Linndale, OH3348217.9%
      Eaton Estates, OH1,2098317.0%
      Newburgh Heights, OH1,7988316.6%
      Garfield Heights, OH27,6738515.2%
      Maple Heights, OH22,1788514.9%
      Brunswick, OH34,902963.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pleasant Hill, CA34,90319292.4%
      Martinez, GA34,912937.1%
      Merrillville, IN34,871991.1%
      Redan, GA34,870945.7%
      Sorel-Tracy, QC34,850n/a 
      Brunswick, OH34,902963.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.