F
57%
Overall NAT. AVG.
13%
Goods & Services NAT. AVG.
158%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Camp Pendleton South California National
Cost of living157140100
Goods & Services113111100
Groceries116112100
Health care105109100
Housing258196100
Transportation127126100
Utilities107127100

An Overview of Cost of Living in Camp Pendleton South, CA

Getting a feel for the cost of living in Camp Pendleton South is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Camp Pendleton South is 157, which is 57% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Camp Pendleton South may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Camp Pendleton South falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs make up a big chunk of the cost of living in Camp Pendleton South, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 158.4% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Recurring goods and services expenses like haircuts, toothpaste, gym memberships and movie nights are a big part of your spending and make up 33% of the cost of living index. In Camp Pendleton South, these items will cost you 12.6% more than what most folks pay, making it a bit more expensive to live here.

The surge in grocery costs is indeed alarming, especially when groceries make up a large portion of your monthly expenditures. Over the past two years, there has been an inflation of over 10% in grocery prices. Unfortunately, Camp Pendleton South does not fare better, with grocery expenses coming in at 15.6% higher than the national average.

Is Camp Pendleton South Affordable?

Wondering if Camp Pendleton South is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Camp Pendleton South, for example, the median home price is 100% lower than what folks pay nationally, and monthly rent is 158.4% higher than the usual rates. Plus, income levels matter too, with Camp Pendleton South boasting a median household income of $51,960, which is 6.1% lower than the national average.

What Factors can Influence the Cost of Living in Camp Pendleton South?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Camp Pendleton South, the housing index comes in at 158.4% higher than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Camp Pendleton South, the standard sales tax rate starts at 7.25%, and the income tax rates commence at 1%.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The Camp Pendleton South cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Camp Pendleton South is 13% higher than the California average
  • The cost of living in Camp Pendleton South is 57% higher than the national average
  • Camp Pendleton South housing is 158% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Camp Pendleton South

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Compare Camp Pendleton South, CA Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$51,960$4,330$1,212$1,559
      A good way to judge both the affordability of the housing and the cost of living in Camp Pendleton South is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Camp Pendleton South has a median income of about $0 for people who own homes. Based on that number, a maximum of $0 should be spent on expenses related to housing. Renters have a slightly different median income, which is $51,960. Based on this average, renters should spend no more than $1,212 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Camp Pendleton South National avg. Difference
      Haircut $26.92$24.2610.9%
      Beauty Salon $65.77$45.5644.3%
      Toothpaste $3.73$3.700.7%
      Shampoo $1.50$1.2817.1%
      Movie $16.89$12.1339.2%
      Bowling $24.67$18.0037.1%

      Groceries

      Item Camp Pendleton South National avg. Difference
      Ground Beef $5.47$5.846.3%
      Fried Chicken $3.05$1.5793.7%
      Milk $4.98$4.676.5%
      Potatoes $4.94$4.930.0%
      Pizza $14.69$12.0921.5%
      Beer $11.25$10.418.1%

      Health Care

      Item Camp Pendleton South National avg. Difference
      Optometrist $138.66$125.6810.3%
      Doctor $132.50$135.782.4%
      Dentist $121.37$113.297.1%
      Ibuprofen $12.01$10.6512.7%
      Lipitor $508.17$468.608.4%

      Housing

      Item Camp Pendleton South National avg. Difference
      Home Price $0.00$184,700.00100.0%
      Avg. Mortgage Payment $5,168.91$2,346.69120.3%
      Apartment Rent $2,452.00$949.00158.4%

      Transportation

      Item Camp Pendleton South National avg. Difference
      Gasoline $4.68$3.4635.1%
      Tire Balancing $64.40$59.927.5%

      Utilities

      Item Camp Pendleton South National avg. Difference
      All Electricity $223.42$193.9915.2%
      Phone $180.31$192.256.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Camp Pendleton North, CA7,88513736.8%
      Rainbow, CA2,21115151.4%
      Vista, CA100,65915353.5%
      Fallbrook, CA32,35915555.3%
      Oceanside, CA175,69415858.1%
      Camp Pendleton South, CA16,61815757.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waterville, ME16,623963.7%
      Dallas, OR16,61211413.6%
      Ham Lake, MN16,63011514.9%
      McKinleyville, CA16,64512221.7%
      Easton, MD16,58911313.0%
      Camp Pendleton South, CA16,61815757.3%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.