Cost Of Living in Camp Swift, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Camp Swift	Texas	National
Cost of living	86	92	100
Goods & Services	96	96	100
Groceries	98	96	100
Health care	98	94	100
Housing	65	83	100
Transportation	89	92	100
Utilities	95	104	100

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Cost Of Living Quick Facts

The cost of living in Camp Swift is 7% lower than the Texas average
The cost of living in Camp Swift is 14% lower than the national average
Camp Swift housing is 35% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,543	$4,379	$1,226	$1,576
Renters	$44,509	$3,709	$1,038	$1,335

A good way to judge both the affordability of the housing and the cost of living in Camp Swift is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Camp Swift has a median income of about $52,543 for people who own homes. Based on that number, a maximum of $1,226 should be spent on expenses related to housing. Renters have a slightly different median income, which is $44,509. Based on this average, renters should spend no more than $1,038 on all rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Camp Swift	National avg.	Difference
Haircut	$30.11	$24.26	24.1%
Beauty Salon	$53.43	$45.56	17.3%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.23	$1.28	3.9%
Movie	$12.82	$12.13	5.7%
Bowling	$18.22	$18.00	1.2%

Groceries

Item	Camp Swift	National avg.	Difference
Ground Beef	$5.49	$5.84	6.0%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.64	$4.67	0.7%
Potatoes	$4.87	$4.93	1.2%
Pizza	$9.57	$12.09	20.8%
Beer	$10.18	$10.41	2.3%

Health Care

Item	Camp Swift	National avg.	Difference
Optometrist	$117.38	$125.68	6.6%
Doctor	$108.42	$135.78	20.1%
Dentist	$124.98	$113.29	10.3%
Ibuprofen	$10.52	$10.65	1.2%
Lipitor	$504.11	$468.60	7.6%

Housing

Item	Camp Swift	National avg.	Difference
Home Price	$118,900.00	$184,700.00	35.6%
Avg. Mortgage Payment	$2,434.44	$2,346.69	3.7%
Apartment Rent	$641.00	$949.00	32.5%

Transportation

Item	Camp Swift	National avg.	Difference
Gasoline	$3.06	$3.46	11.7%
Tire Balancing	$53.75	$59.92	10.3%

Utilities

Item	Camp Swift	National avg.	Difference
All Electricity	$172.60	$193.99	11.0%
Phone	$200.15	$192.25	4.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Smithville, TX	4,501	93	6.9%
Wyldwood, TX	3,615	95	4.7%
Elgin, TX	10,231	96	4.3%
Circle D-KC Estates, TX	2,761	98	1.7%
McDade, TX	1,285	99	1.0%
Camp Swift, TX	6,529	86	13.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cumming, GA	6,528	105	5.0%
East Rochester, NY	6,530	91	8.8%
Shannon, QC	6,530	n/a
Northborough, MA	6,532	143	42.7%
Mount Vernon, IN	6,535	91	8.6%
Camp Swift, TX	6,529	86	13.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Camp Swift, TX