Cost of Living in Charlotte Harbor, FL

A+
5%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
23%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Charlotte Harbor Florida National
Cost of living9598100
Goods & Services10598100
Groceries9999100
Health care10896100
Housing7796100
Transportation10799100
Utilities9697100
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Cost Of Living Quick Facts

  • The cost of living in Charlotte Harbor is 3% lower than the Florida average
  • The cost of living in Charlotte Harbor is 5% lower than the national average
  • Charlotte Harbor housing is 23% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Charlotte Harbor

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Compare Charlotte Harbor, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$46,182$3,849$1,078$1,386
      Renters$31,118$2,593$726$934
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Charlotte Harbor, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Charlotte Harbor homeowners, is $46,182. This would allow for a maximum of $1,078 per month to be spent on housing costs. For renters, the median monthly income is $31,118 which would result in a maximum of $726 to be spent on rental costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Goods & Services

      Item Charlotte Harbor National avg. Difference
      Haircut $28.20$24.2616.2%
      Beauty Salon $54.05$45.5618.6%
      Toothpaste $3.63$3.701.9%
      Shampoo $1.45$1.2813.5%
      Movie $13.05$12.137.6%
      Bowling $21.20$18.0017.8%

      Groceries

      Item Charlotte Harbor National avg. Difference
      Ground Beef $6.06$5.843.8%
      Fried Chicken $1.40$1.5711.0%
      Milk $4.57$4.672.2%
      Potatoes $5.24$4.936.1%
      Pizza $11.72$12.093.0%
      Beer $11.06$10.416.2%

      Health Care

      Item Charlotte Harbor National avg. Difference
      Optometrist $101.67$125.6819.1%
      Doctor $153.94$135.7813.4%
      Dentist $122.09$113.297.8%
      Ibuprofen $10.59$10.650.6%
      Lipitor $535.04$468.6014.2%

      Housing

      Item Charlotte Harbor National avg. Difference
      Home Price $135,500.00$184,700.0026.6%
      Avg. Mortgage Payment $2,422.46$2,346.693.2%
      Apartment Rent $822.00$949.0013.4%

      Transportation

      Item Charlotte Harbor National avg. Difference
      Gasoline $3.47$3.460.2%
      Tire Balancing $74.92$59.9225.0%

      Utilities

      Item Charlotte Harbor National avg. Difference
      All Electricity $179.36$193.997.5%
      Phone $194.07$192.250.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cleveland, FL2,689909.9%
      Solana, FL1,339963.7%
      Warm Mineral Springs, FL5,267973.4%
      Port Charlotte, FL64,3351022.0%
      Charlotte Park, FL1,8931033.3%
      Charlotte Harbor, FL4,619954.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Old Westbury, NY4,618384284.2%
      Three Points, AZ4,620928.5%
      Hawaiian Beaches, HI4,62114141.0%
      Cobleskill, NY4,616954.8%
      Barrhead, AB4,616n/a 
      Charlotte Harbor, FL4,619954.8%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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