Cost of Living in Chatham, MA

F
107%
Overall NAT. AVG.
22%
Goods & Services NAT. AVG.
313%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Chatham Massachusetts National
Cost of living207133100
Goods & Services122122100
Groceries105105100
Health care113113100
Housing413165100
Transportation118118100
Utilities134134100
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Cost Of Living Quick Facts

  • The cost of living in Chatham is 56% higher than the Massachusetts average
  • The cost of living in Chatham is 107% higher than the national average
  • Chatham housing is 313% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Chatham

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Compare Chatham, MA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,591$7,633$2,137$2,748
      Renters$34,844$2,904$813$1,045

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Goods & Services

      Item Chatham National avg. Difference
      Haircut $43.72$24.2680.2%
      Beauty Salon $65.56$45.5643.9%
      Toothpaste $3.53$3.704.7%
      Shampoo $1.49$1.2816.4%
      Movie $15.49$12.1327.6%
      Bowling $29.33$18.0063.0%

      Groceries

      Item Chatham National avg. Difference
      Ground Beef $5.48$5.846.2%
      Fried Chicken $1.45$1.578.0%
      Milk $4.76$4.671.9%
      Potatoes $4.99$4.931.1%
      Pizza $12.52$12.093.6%
      Beer $10.21$10.411.9%

      Health Care

      Item Chatham National avg. Difference
      Optometrist $123.17$125.682.0%
      Doctor $157.89$135.7816.3%
      Dentist $149.22$113.2931.7%
      Ibuprofen $11.39$10.656.9%
      Lipitor $384.69$468.6017.9%

      Housing

      Item Chatham National avg. Difference
      Home Price $1,016,900.00$184,700.00450.6%
      Avg. Mortgage Payment $4,745.89$2,346.69102.2%
      Apartment Rent $876.00$949.007.7%

      Transportation

      Item Chatham National avg. Difference
      Gasoline $3.43$3.460.9%
      Tire Balancing $97.39$59.9262.5%

      Utilities

      Item Chatham National avg. Difference
      All Electricity $302.72$193.9956.0%
      Phone $187.85$192.252.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Dennis, MA2,89513333.3%
      West Yarmouth, MA6,38812727.1%
      Dennis Port, MA3,52312727.4%
      South Yarmouth, MA10,59813030.2%
      Brewster, MA1,34714039.9%
      Chatham, MA1,550207107.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Union Point, GA1,5508415.7%
      Manning, IA1,5508316.8%
      Falmouth Foreside, ME1,55015858.1%
      Homer, MI1,5508217.7%
      Sackets Harbor, NY1,55011111.1%
      Chatham, MA1,550207107.4%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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