| Index | Chattanooga Valley | Georgia | National |
| Cost of living | 86 | 93 | 100 |
| Goods & Services | 90 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 92 | 100 | 100 |
| Housing | 73 | 86 | 100 |
| Transportation | 88 | 94 | 100 |
| Utilities | 93 | 86 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $53,429 | $4,452 | $1,247 | $1,603 |
| Renters | $31,635 | $2,636 | $738 | $949 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| Item | Chattanooga Valley | National avg. | Difference |
| Haircut | $18.80 | $24.26 | 22.5% |
| Beauty Salon | $48.40 | $45.56 | 6.2% |
| Toothpaste | $3.66 | $3.70 | 1.1% |
| Shampoo | $1.27 | $1.28 | 0.8% |
| Movie | $12.57 | $12.13 | 3.6% |
| Bowling | $16.47 | $18.00 | 8.5% |
| Item | Chattanooga Valley | National avg. | Difference |
| Ground Beef | $5.63 | $5.84 | 3.5% |
| Fried Chicken | $1.43 | $1.57 | 8.9% |
| Milk | $4.49 | $4.67 | 3.9% |
| Potatoes | $5.17 | $4.93 | 4.8% |
| Pizza | $11.66 | $12.09 | 3.6% |
| Beer | $10.02 | $10.41 | 3.8% |
| Item | Chattanooga Valley | National avg. | Difference |
| Optometrist | $112.00 | $125.68 | 10.9% |
| Doctor | $129.61 | $135.78 | 4.5% |
| Dentist | $96.50 | $113.29 | 14.8% |
| Ibuprofen | $10.39 | $10.65 | 2.4% |
| Lipitor | $465.03 | $468.60 | 0.8% |
| Item | Chattanooga Valley | National avg. | Difference |
| Home Price | $104,100.00 | $184,700.00 | 43.6% |
| Avg. Mortgage Payment | $2,008.10 | $2,346.69 | 14.4% |
| Apartment Rent | $1,052.00 | $949.00 | 10.9% |
| Item | Chattanooga Valley | National avg. | Difference |
| Gasoline | $3.09 | $3.46 | 10.6% |
| Tire Balancing | $50.87 | $59.92 | 15.1% |
| Item | Chattanooga Valley | National avg. | Difference |
| All Electricity | $170.16 | $193.99 | 12.3% |
| Phone | $192.18 | $192.25 | 0.0% |
| City | Population | Cost of Living Index | National Avg. |
| Rossville, GA | 3,989 | 80 | 20.2% |
| LaFayette, GA | 7,310 | 81 | 18.5% |
| Lakeview, GA | 4,761 | 84 | 16.2% |
| Fairview, GA | 5,919 | 84 | 15.6% |
| Fort Oglethorpe, GA | 9,877 | 85 | 14.6% |
| Chattanooga Valley, GA | 3,676 | 86 | 14.0% |
| City | Population | Cost of Living Index | National Avg. |
| Lowell, NC | 3,676 | 92 | 8.0% |
| South Toms River, NJ | 3,676 | 115 | 14.8% |
| Hidden Meadows, CA | 3,675 | 179 | 79.0% |
| Lake Land'Or, VA | 3,675 | 105 | 5.0% |
| Ravenswood, WV | 3,675 | 86 | 14.1% |
| Chattanooga Valley, GA | 3,676 | 86 | 14.0% |
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