Cost Of Living in Southwest, CA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Southwest	Chula Vista	California
Cost of living	140	156	140
Goods & Services	113	113	111
Groceries	116	116	112
Health care	105	105	109
Housing	200	254	196
Transportation	127	127	126
Utilities	107	107	127

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Cost Of Living Quick Facts

The cost of living in Southwest is equal to the Chula Vista average
The cost of living in Southwest is 40% higher than the national average
Southwest housing is 100% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$69,052	$5,754	$1,611	$2,072

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Chula Vista	National avg.	Difference
Haircut	$26.92	$24.26	10.9%
Beauty Salon	$65.77	$45.56	44.3%
Toothpaste	$3.73	$3.70	0.7%
Shampoo	$1.50	$1.28	17.1%
Movie	$16.89	$12.13	39.2%
Bowling	$24.67	$18.00	37.1%

Groceries

Item	Chula Vista	National avg.	Difference
Ground Beef	$5.47	$5.84	6.3%
Fried Chicken	$3.05	$1.57	93.7%
Milk	$4.98	$4.67	6.5%
Potatoes	$4.94	$4.93	0.0%
Pizza	$14.69	$12.09	21.5%
Beer	$11.25	$10.41	8.1%

Health Care

Item	Chula Vista	National avg.	Difference
Optometrist	$138.66	$125.68	10.3%
Doctor	$132.50	$135.78	2.4%
Dentist	$121.37	$113.29	7.1%
Ibuprofen	$12.01	$10.65	12.7%
Lipitor	$508.17	$468.60	8.4%

Housing

Item	Chula Vista	National avg.	Difference
Home Price	$526,500.00	$184,700.00	185.1%
Avg. Mortgage Payment	$5,168.91	$2,346.69	120.3%
Apartment Rent	$1,729.00	$949.00	82.2%

Transportation

Item	Chula Vista	National avg.	Difference
Gasoline	$4.68	$3.46	35.1%
Tire Balancing	$64.40	$59.92	7.5%

Utilities

Item	Chula Vista	National avg.	Difference
All Electricity	$223.42	$193.99	15.2%
Phone	$180.31	$192.25	6.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Spring Valley CDP (Lake County), CA	1,154	105	5.2%
Bostonia, CA	17,532	139	39.2%
National City, CA	61,342	141	40.6%
La Presa, CA	37,410	144	44.1%
Lemon Grove, CA	26,739	145	44.9%
Chula Vista, CA	268,779	156	56.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fort Wayne, IN	268,378	90	10.3%
Irvine, CA	272,694	198	98.4%
St. Petersburg, FL	264,001	104	3.8%
Jersey City, NJ	262,652	143	43.4%
Toledo, OH	275,116	87	13.2%
Chula Vista, CA	268,779	156	56.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Southwest, Chula Vista, CA