A-
1%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
14%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Coatesville Pennsylvania National
Cost of living9998100
Goods & Services10699100
Groceries10699100
Health care10794100
Housing8691100
Transportation108106100
Utilities92107100

An Overview of Cost of Living in Coatesville, PA

Are you thinking about relocating, but curious about the potential cost of living in Coatesville? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Coatesville stands at 99, making it 1% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Coatesville, daily expenses such as food, housing, goods and services, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Coatesville will resemble that of an average city, contributing to a manageable cost of living.

Is Coatesville Affordable?

Wondering if Coatesville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Coatesville, for example, the median home price is 33.8% lower than what folks pay nationally, and monthly rent is 33.3% higher than the usual rates. Plus, income levels matter too, with Coatesville boasting a median household income of $52,931, which is 4.3% lower than the national average.

What Factors can Influence the Cost of Living in Coatesville?

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Coatesville, the baseline sales tax rate begins at 6%, and income tax rates start at 3.07%.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Coatesville, the utilities index registers at 8.2% lower than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Coatesville, the groceries index is 5.7% higher than the national average.

Where is the Data From?

The Coatesville cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Coatesville is 1% higher than the Pennsylvania average
  • The cost of living in Coatesville is 1% lower than the national average
  • Coatesville housing is 14% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Coatesville

See all the best places to live around Coatesville

Compare Coatesville, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,643$6,137$1,718$2,210
      Renters$34,512$2,876$805$1,035
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Coatesville, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Coatesville homeowners, is $73,643. This would allow for a maximum of $1,718 per month to be spent on housing costs. For renters, the median monthly income is $34,512 which would result in a maximum of $805 to be spent on rental costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Goods & Services

      Item Coatesville National avg. Difference
      Haircut $30.14$24.2624.2%
      Beauty Salon $47.42$45.564.1%
      Toothpaste $3.61$3.702.4%
      Shampoo $1.41$1.2810.4%
      Movie $12.71$12.134.7%
      Bowling $19.50$18.008.3%

      Groceries

      Item Coatesville National avg. Difference
      Ground Beef $5.73$5.841.9%
      Fried Chicken $1.52$1.573.6%
      Milk $4.81$4.673.0%
      Potatoes $5.40$4.939.5%
      Pizza $11.33$12.096.2%
      Beer $11.96$10.4114.8%

      Health Care

      Item Coatesville National avg. Difference
      Optometrist $113.67$125.689.6%
      Doctor $149.53$135.7810.1%
      Dentist $132.28$113.2916.8%
      Ibuprofen $10.94$10.652.7%
      Lipitor $438.67$468.606.4%

      Housing

      Item Coatesville National avg. Difference
      Home Price $122,300.00$184,700.0033.8%
      Avg. Mortgage Payment $2,192.51$2,346.696.6%
      Apartment Rent $1,265.00$949.0033.3%

      Transportation

      Item Coatesville National avg. Difference
      Gasoline $3.50$3.461.0%
      Tire Balancing $74.86$59.9224.9%

      Utilities

      Item Coatesville National avg. Difference
      All Electricity $173.73$193.9910.4%
      Phone $182.79$192.254.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lincoln University, PA1,8431044.4%
      Westwood, PA1,6098911.4%
      Christiana, PA9771010.8%
      Goodville, PA3341011.3%
      Modena, PA6551033.0%
      Coatesville, PA13,096991.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Connersville, IN13,0967920.5%
      South Daytona, FL13,098955.0%
      Worthington, MN13,0938613.6%
      Sharon, PA13,1018316.6%
      North Palm Beach, FL13,09012626.2%
      Coatesville, PA13,096991.1%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.