Cost Of Living in Cottage City, MD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Cottage City	Maryland	National
Cost of living	108	119	100
Goods & Services	117	106	100
Groceries	105	106	100
Health care	110	97	100
Housing	101	150	100
Transportation	106	98	100
Utilities	111	111	100

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Cost Of Living Quick Facts

The cost of living in Cottage City is 9% lower than the Maryland average
The cost of living in Cottage City is 8% higher than the national average
Cottage City housing is 1% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,318	$6,193	$1,734	$2,230
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Cottage City	National avg.	Difference
Haircut	$41.31	$24.26	70.3%
Beauty Salon	$73.33	$45.56	60.9%
Toothpaste	$3.70	$3.70	0.0%
Shampoo	$1.63	$1.28	27.4%
Movie	$15.72	$12.13	29.6%
Bowling	$24.56	$18.00	36.4%

Groceries

Item	Cottage City	National avg.	Difference
Ground Beef	$5.72	$5.84	2.1%
Fried Chicken	$1.31	$1.57	16.5%
Milk	$4.83	$4.67	3.3%
Potatoes	$5.15	$4.93	4.5%
Pizza	$12.83	$12.09	6.2%
Beer	$11.41	$10.41	9.6%

Health Care

Item	Cottage City	National avg.	Difference
Optometrist	$112.83	$125.68	10.2%
Doctor	$156.21	$135.78	15.0%
Dentist	$135.09	$113.29	19.2%
Ibuprofen	$12.28	$10.65	15.3%
Lipitor	$426.27	$468.60	9.0%

Housing

Item	Cottage City	National avg.	Difference
Home Price	$238,700.00	$184,700.00	29.2%
Avg. Mortgage Payment	$5,844.08	$2,346.69	149.0%
Apartment Rent	$322.00	$949.00	66.1%

Transportation

Item	Cottage City	National avg.	Difference
Gasoline	$3.37	$3.46	2.7%
Tire Balancing	$75.27	$59.92	25.6%

Utilities

Item	Cottage City	National avg.	Difference
All Electricity	$227.70	$193.99	17.4%
Phone	$190.71	$192.25	0.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rose Hill CDP (Lee County), VA	708	92	7.8%
Woodlawn CDP (Carroll County), VA	2,247	94	5.9%
Belle Haven town, VA	562	102	2.0%
Silver Hill, MD	5,155	114	14.0%
Seat Pleasant, MD	4,753	114	14.3%
Cottage City, MD	1,150	108	8.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dunnavant, AL	1,150	98	2.3%
Bethany Beach, DE	1,150	148	48.4%
Windsor, IL	1,150	76	24.0%
Mound City, MO	1,150	80	19.8%
Ninnekah, OK	1,150	87	12.6%
Cottage City, MD	1,150	108	8.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Cottage City, MD