Cost Of Living in Crozet, VA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Crozet	Virginia	National
Cost of living	132	109	100
Goods & Services	103	100	100
Groceries	99	101	100
Health care	96	99	100
Housing	206	130	100
Transportation	93	95	100
Utilities	105	104	100

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Cost Of Living Quick Facts

The cost of living in Crozet is 21% higher than the Virginia average
The cost of living in Crozet is 32% higher than the national average
Crozet housing is 106% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$107,000	$8,917	$2,497	$3,210
Renters	$80,061	$6,672	$1,868	$2,402

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Crozet, VA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Crozet, homeowners have a median income of $107,000. Using that number, a maximum of $2,497 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $80,061, which means there is a maximum of $1,868 to be spent on the costs of renting a home or apartment.

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Goods & Services

Item	Crozet	National avg.	Difference
Haircut	$27.97	$24.26	15.3%
Beauty Salon	$54.19	$45.56	18.9%
Toothpaste	$3.81	$3.70	2.9%
Shampoo	$1.71	$1.28	33.5%
Movie	$15.32	$12.13	26.3%
Bowling	$25.50	$18.00	41.7%

Groceries

Item	Crozet	National avg.	Difference
Ground Beef	$6.34	$5.84	8.5%
Fried Chicken	$1.41	$1.57	10.4%
Milk	$4.78	$4.67	2.4%
Potatoes	$5.33	$4.93	8.0%
Pizza	$12.47	$12.09	3.2%
Beer	$11.67	$10.41	12.1%

Health Care

Item	Crozet	National avg.	Difference
Optometrist	$121.84	$125.68	3.1%
Doctor	$168.85	$135.78	24.4%
Dentist	$135.19	$113.29	19.3%
Ibuprofen	$11.86	$10.65	11.4%
Lipitor	$414.10	$468.60	11.6%

Housing

Item	Crozet	National avg.	Difference
Home Price	$406,600.00	$184,700.00	120.1%
Avg. Mortgage Payment	$5,381.45	$2,346.69	129.3%
Apartment Rent	$1,631.00	$949.00	71.9%

Transportation

Item	Crozet	National avg.	Difference
Gasoline	$3.49	$3.46	0.8%
Tire Balancing	$57.76	$59.92	3.6%

Utilities

Item	Crozet	National avg.	Difference
All Electricity	$201.35	$193.99	3.8%
Phone	$184.83	$192.25	3.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wintergreen, VA	494	101	0.9%
Free Union, VA	86	101	0.9%
Crimora, VA	2,297	94	6.5%
Sherando, VA	549	98	2.2%
Grottoes, VA	2,797	99	1.2%
Crozet, VA	7,191	132	32.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
West Samoset, FL	7,191	94	6.4%
Mount Sterling, KY	7,190	91	9.1%
East Hills, NY	7,189	264	163.7%
Wollochet, WA	7,193	163	63.4%
Inwood, FL	7,196	86	14.4%
Crozet, VA	7,191	132	32.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Crozet, VA