Cost Of Living
The overall cost of living in this area is much lower than average. This includes everyday goods and services, as well as housing, utilities and health care.
Employment
The combination of higher than average median home income, income per capita and low unemployment rates results in a score that is well above average in the employment category.
Housing
This area has received high scores in the housing category. This could be due to a positive home affordability ratio, high appreciation rates or elevated home values.
Amenities
A majority of amenities are not ideally situated within a reasonable walking distance, which may lead residents to rely on a vehicle or public transportation.
Commute
Public transportation is not readily available in this area and the average commute time to work could also be longer than the national average.
Health & Safety
Poor air quality and the inaccessibility of certain health related facilities like hospitals, clinics, doctors and pharmacies could have all contributed to the low score in this category.
Schools
Lower than average education levels, poor reading and math scores, as well as the inaccessibility of local elementary and high schools could all be factors in the low schools score.
Cumberland, Indiana is a small-sized city with a population of 5,840 people. According to the most recent Census, 82% of Cumberland residents are White, 13% Black and 0% Asian. Single men and women might be happy to hear that in Cumberland, only 44% of the population is married. The average American spends about 26 minutes on their one way commute to work each day. Lower travel times can increase overall happiness and allow for more time to be spent with family and friends. While living in Cumberland, your commute times will be about average, with a one way commute time of 24 minutes.
Without the right tools, moving to any new city can be very stressful and challenging. Living in Cumberland, Indiana could be a good experience for anyone who puts in the effort to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. The best areas in Cumberland and in surrounding cities are easier to find when you are able to make informed decisions. Using data from amenities, cost of living, commute, employment, housing, you will see a detailed breakdown of the most important information as well as comparisons to the Indiana and national averages.
With a livability score of 61/100, Cumberland is ranked #15,379 in the United States and #407 in Indiana. If we dig down a little deeper into each category within the livability score, we see that Cumberland has higher than average rankings for the following: cost of living (A+), employment (B+) and housing (A). On a less positive note, Cumberland does not have favorable grades for the following: amenities (F). If we take a look at the data, we can find out why.
Low rates of violent crime, encompassing offenses such as murder, rape, robbery and assault, contribute significantly to a safer living environment. This reduction in crime minimizes the chances of personal harm, property theft, or violent incidents. Furthermore, low crime rates can have a positive impact on property values and the overall desirability of an area. There were 157 crimes per 100,000 residents, which signifies that Cumberland boasts an impressively low violent crime rate that falls well below the national average.
When contemplating a move, job prospects often top the list of priorities. In Cumberland, the outlook for new employment is notably brighter than in many other areas. The low unemployment rate of 1.62% points to a surge in job opportunities, the potential for higher wages, enhanced workforce productivity and increased economic growth. These favorable conditions bode well for individuals seeking career advancement and financial stability, making this area an appealing destination for those prioritizing professional opportunities and economic prosperity.
A robust real estate market serves as a crucial economic indicator, reflecting the local area's strength, stability and the confidence of its residents. Cumberland excels in the housing sector, scoring high marks based on factors such as median home and rental prices, appreciation rates and home affordability. These calculations suggest that the apartment rental and real estate market in the region is exceptionally healthy, highlighting the area's economic vitality and attractiveness to potential homebuyers and renters.
Assuming that Cumberland meets all of your requirements like low crime rates, good schools and great local amenities, the next most important item to examine is the affordability of real estate in Cumberland. Everything else becomes a lot less important if it turns out that home prices in Cumberland are simply unattainable. Median real estate prices in Cumberland come in at $167,000, which is 32% higher than the Indiana average. The home price to income ratio compares the median home prices to the median household income. In Cumberland, the home price to income ratio is 2.5, which is 0% lower than the Indiana average.
| Statistic | Cumberland | Indiana | National |
| Average one way commute | 24min | 23min | 26min |
| Workers who drive to work | 87.0% | 83.0% | 76.4% |
| Workers who carpool | 6.8% | 8.9% | 9.3% |
| Workers who take public transit | 0.0% | 1.1% | 5.1% |
| Workers who bicycle | 0.0% | 0.5% | 0.6% |
| Workers who walk | 2.1% | 2.1% | 2.8% |
| Working from home | 3.6% | 3.5% | 4.6% |
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