A+
12%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
33%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Cusseta-Chattahoochee County Georgia National
Cost of living8893100
Goods & Services9997100
Groceries9698100
Health care133100100
Housing6786100
Transportation9294100
Utilities8686100

An Overview of Cost of Living in Cusseta-Chattahoochee County, GA

Getting a feel for the cost of living in Cusseta-Chattahoochee County is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Cusseta-Chattahoochee County is 88, which is 12% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Is Cusseta-Chattahoochee County Affordable?

Is Cusseta-Chattahoochee County an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Cusseta-Chattahoochee County, the median home price is 55.6% lower than what most folks pay across the country, and monthly rent prices are 19.6% higher than the usual rates. Income levels in Cusseta-Chattahoochee County come in at $45,700, which is 17.4% lower than the national average.

What Factors can Influence the Cost of Living in Cusseta-Chattahoochee County?

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Cusseta-Chattahoochee County, the standard sales tax rate starts at 4%, and the income tax rates commence at 1%.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Cusseta-Chattahoochee County, the housing index comes in at 33% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Cusseta-Chattahoochee County, healthcare costs are 33.3% higher than the national average.

Where is the Data From?

The Cusseta-Chattahoochee County cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Cusseta-Chattahoochee County is 5% lower than the Georgia average
  • The cost of living in Cusseta-Chattahoochee County is 12% lower than the national average
  • Cusseta-Chattahoochee County housing is 33% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Cusseta-Chattahoochee County

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Compare Cusseta-Chattahoochee County, GA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$45,991$3,833$1,073$1,380
      Renters$45,298$3,775$1,057$1,359
      A good indicator of the general affordability of housing in Cusseta-Chattahoochee County, GA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cusseta-Chattahoochee County, the median monthly income is $45,991 for those who own their own homes. Under the standard rule, that income level would allow for $1,073 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $45,298, per the median income in the area. That would allow for renters to spend up to $1,057 on monthly rental expenses.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Goods & Services

      Item Cusseta-Chattahoochee County National avg. Difference
      Haircut $17.00$24.2629.9%
      Beauty Salon $36.53$45.5619.8%
      Toothpaste $3.64$3.701.7%
      Shampoo $1.31$1.282.0%
      Movie $11.49$12.135.3%
      Bowling $14.00$18.0022.2%

      Groceries

      Item Cusseta-Chattahoochee County National avg. Difference
      Ground Beef $6.16$5.845.5%
      Fried Chicken $1.44$1.578.2%
      Milk $4.61$4.671.3%
      Potatoes $5.31$4.937.5%
      Pizza $11.32$12.096.3%
      Beer $10.19$10.412.2%

      Health Care

      Item Cusseta-Chattahoochee County National avg. Difference
      Optometrist $91.67$125.6827.1%
      Doctor $116.11$135.7814.5%
      Dentist $95.33$113.2915.8%
      Ibuprofen $10.19$10.654.3%
      Lipitor $412.38$468.6012.0%

      Housing

      Item Cusseta-Chattahoochee County National avg. Difference
      Home Price $82,000.00$184,700.0055.6%
      Avg. Mortgage Payment $1,593.02$2,346.6932.1%
      Apartment Rent $1,135.00$949.0019.6%

      Transportation

      Item Cusseta-Chattahoochee County National avg. Difference
      Gasoline $3.22$3.467.0%
      Tire Balancing $34.00$59.9243.3%

      Utilities

      Item Cusseta-Chattahoochee County National avg. Difference
      All Electricity $172.47$193.9911.1%
      Phone $188.97$192.251.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Richland, GA1,5498218.1%
      Phenix City, AL36,461919.2%
      Columbus, GA195,418936.7%
      Cusseta-Chattahoochee County, GA10,4708811.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wasilla, AK10,46912221.5%
      Covington, LA10,4711033.5%
      North Bellport, NY10,46813332.7%
      Shelton, WA10,4671109.6%
      DeForest, WI10,47311111.3%
      Cusseta-Chattahoochee County, GA10,4708811.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.