Cost Of Living in Cut Off, LA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Cut Off	Louisiana	National
Cost of living	93	91	100
Goods & Services	96	96	100
Groceries	92	95	100
Health care	97	99	100
Housing	88	81	100
Transportation	96	96	100
Utilities	98	84	100

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Cost Of Living Quick Facts

The cost of living in Cut Off is 3% higher than the Louisiana average
The cost of living in Cut Off is 7% lower than the national average
Cut Off housing is 12% lower than the national average
Louisiana general sales tax is 13% lower than the national average
Louisiana state income tax is 29% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$55,156	$4,596	$1,287	$1,655
Renters	$76,186	$6,349	$1,778	$2,286

A good indicator of the general affordability of housing in Cut Off, LA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cut Off, the median monthly income is $55,156 for those who own their own homes. Under the standard rule, that income level would allow for $1,287 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $76,186, per the median income in the area. That would allow for renters to spend up to $1,778 on monthly rental expenses.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	4.45%	11.45%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	1.85%	4.25%

Goods & Services

Item	Cut Off	National avg.	Difference
Haircut	$21.56	$24.26	11.1%
Beauty Salon	$45.95	$45.56	0.8%
Toothpaste	$3.29	$3.70	11.0%
Shampoo	$1.14	$1.28	11.0%
Movie	$13.12	$12.13	8.1%
Bowling	$15.00	$18.00	16.7%

Groceries

Item	Cut Off	National avg.	Difference
Ground Beef	$6.14	$5.84	5.2%
Fried Chicken	$1.67	$1.57	6.2%
Milk	$4.53	$4.67	3.1%
Potatoes	$5.17	$4.93	4.8%
Pizza	$10.45	$12.09	13.6%
Beer	$9.79	$10.41	6.0%

Health Care

Item	Cut Off	National avg.	Difference
Optometrist	$108.00	$125.68	14.1%
Doctor	$106.99	$135.78	21.2%
Dentist	$127.56	$113.29	12.6%
Ibuprofen	$9.75	$10.65	8.4%
Lipitor	$488.87	$468.60	4.3%

Housing

Item	Cut Off	National avg.	Difference
Home Price	$166,800.00	$184,700.00	9.7%
Avg. Mortgage Payment	$1,993.08	$2,346.69	15.1%
Apartment Rent	$787.00	$949.00	17.1%

Transportation

Item	Cut Off	National avg.	Difference
Gasoline	$3.10	$3.46	10.4%
Tire Balancing	$67.49	$59.92	12.6%

Utilities

Item	Cut Off	National avg.	Difference
All Electricity	$190.43	$193.99	1.8%
Phone	$186.90	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Golden Meadow, LA	1,918	83	16.9%
Montegut, LA	1,809	84	16.2%
Larose, LA	6,463	88	12.0%
Lockport, LA	3,252	88	11.8%
Galliano, LA	7,514	89	11.2%
Cut Off, LA	5,362	93	6.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
River Ridge, FL	5,362	105	4.6%
Three Oaks, FL	5,362	121	21.2%
Union Beach, NJ	5,362	121	21.4%
Carlisle, OH	5,362	94	6.0%
Dulles Town Center, VA	5,362	143	42.6%
Cut Off, LA	5,362	93	6.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Cut Off, LA