Cost of Living in DeFuniak Springs, FL

A+
11%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
29%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index DeFuniak Springs Florida National
Cost of living8998100
Goods & Services10598100
Groceries9599100
Health care9496100
Housing7196100
Transportation8999100
Utilities8397100
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Cost Of Living Quick Facts

  • The cost of living in DeFuniak Springs is 9% lower than the Florida average
  • The cost of living in DeFuniak Springs is 11% lower than the national average
  • DeFuniak Springs housing is 29% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

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Compare DeFuniak Springs, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,647$5,137$1,438$1,850
      Renters$32,061$2,672$748$962
      The affordability of the housing market in DeFuniak Springs, FL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among DeFuniak Springs homeowners, the median income is $61,647. This indicates that a monthly maximum of $1,438 should be spent by homeowners on all housing related costs. Renters have a median income of $32,061. This indicates that renters would have a maximum of $748 for their rent related monthly costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Goods & Services

      Item DeFuniak Springs National avg. Difference
      Haircut $21.34$24.2612.0%
      Beauty Salon $52.41$45.5615.0%
      Toothpaste $3.71$3.700.3%
      Shampoo $1.17$1.288.4%
      Movie $12.99$12.137.1%
      Bowling $20.00$18.0011.1%

      Groceries

      Item DeFuniak Springs National avg. Difference
      Ground Beef $6.17$5.845.7%
      Fried Chicken $1.67$1.576.2%
      Milk $4.50$4.673.8%
      Potatoes $5.20$4.935.4%
      Pizza $12.56$12.093.9%
      Beer $10.49$10.410.8%

      Health Care

      Item DeFuniak Springs National avg. Difference
      Optometrist $107.95$125.6814.1%
      Doctor $106.49$135.7821.6%
      Dentist $113.85$113.290.5%
      Ibuprofen $10.06$10.655.6%
      Lipitor $510.84$468.609.0%

      Housing

      Item DeFuniak Springs National avg. Difference
      Home Price $125,900.00$184,700.0031.8%
      Avg. Mortgage Payment $1,585.50$2,346.6932.4%
      Apartment Rent $738.00$949.0022.2%

      Transportation

      Item DeFuniak Springs National avg. Difference
      Gasoline $3.20$3.467.5%
      Tire Balancing $47.55$59.9220.6%

      Utilities

      Item DeFuniak Springs National avg. Difference
      All Electricity $142.23$193.9926.7%
      Phone $188.01$192.252.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ponce de Leon, FL6878514.7%
      Freeport, FL2,4361088.2%
      DeFuniak Springs, FL6,6968910.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lacy-Lakeview, TX6,6988811.7%
      Notre Dame, IN6,6998811.6%
      Tamaqua, PA6,6998613.6%
      Clifton Heights, PA6,700981.6%
      Maple Glen, PA6,69113938.9%
      DeFuniak Springs, FL6,6968910.8%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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