Cost Of Living in Del Mar, CA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Del Mar	California	National
Cost of living	332	140	100
Goods & Services	113	111	100
Groceries	116	112	100
Health care	105	109	100
Housing	841	196	100
Transportation	127	126	100
Utilities	107	127	100

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Cost Of Living Quick Facts

The cost of living in Del Mar is 138% higher than the California average
The cost of living in Del Mar is 232% higher than the national average
Del Mar housing is 741% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$164,078	$13,673	$3,828	$4,923
Renters	$0	$0	$0	$0

A good indicator of the general affordability of housing in Del Mar, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Del Mar, the median monthly income is $164,078 for those who own their own homes. Under the standard rule, that income level would allow for $3,828 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $0, per the median income in the area. That would allow for renters to spend up to $0 on monthly rental expenses.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Del Mar	National avg.	Difference
Haircut	$26.92	$24.26	10.9%
Beauty Salon	$65.77	$45.56	44.3%
Toothpaste	$3.73	$3.70	0.7%
Shampoo	$1.50	$1.28	17.1%
Movie	$16.89	$12.13	39.2%
Bowling	$24.67	$18.00	37.1%

Groceries

Item	Del Mar	National avg.	Difference
Ground Beef	$5.47	$5.84	6.3%
Fried Chicken	$3.05	$1.57	93.7%
Milk	$4.98	$4.67	6.5%
Potatoes	$4.94	$4.93	0.0%
Pizza	$14.69	$12.09	21.5%
Beer	$11.25	$10.41	8.1%

Health Care

Item	Del Mar	National avg.	Difference
Optometrist	$138.66	$125.68	10.3%
Doctor	$132.50	$135.78	2.4%
Dentist	$121.37	$113.29	7.1%
Ibuprofen	$12.01	$10.65	12.7%
Lipitor	$508.17	$468.60	8.4%

Housing

Item	Del Mar	National avg.	Difference
Home Price	$2,000,001.00	$184,700.00	982.8%
Avg. Mortgage Payment	$5,168.91	$2,346.69	120.3%
Apartment Rent	$2,622.00	$949.00	176.3%

Transportation

Item	Del Mar	National avg.	Difference
Gasoline	$4.68	$3.46	35.1%
Tire Balancing	$64.40	$59.92	7.5%

Utilities

Item	Del Mar	National avg.	Difference
All Electricity	$223.42	$193.99	15.2%
Phone	$180.31	$192.25	6.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Escondido, CA	150,396	148	48.4%
La Mesa, CA	60,208	159	59.3%
San Marcos, CA	96,219	163	63.4%
Lake San Marcos, CA	3,957	170	70.2%
Poway, CA	49,780	177	76.7%
Del Mar, CA	4,331	332	232.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cumberland, BC	4,331	n/a
Selmer, TN	4,330	80	20.4%
Fayette, AL	4,329	85	15.0%
Dillon, MT	4,333	101	1.4%
Woodruff, SC	4,333	86	14.2%
Del Mar, CA	4,331	332	232.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Del Mar, CA