Cost Of Living in Derby, OH

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Derby	Ohio	National
Cost of living	84	92	100
Goods & Services	94	100	100
Groceries	104	101	100
Health care	85	98	100
Housing	60	73	100
Transportation	90	100	100
Utilities	95	99	100

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Cost Of Living Quick Facts

The cost of living in Derby is 8% lower than the Ohio average
The cost of living in Derby is 16% lower than the national average
Derby housing is 40% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$43,750	$3,646	$1,021	$1,313
Renters	$24,098	$2,008	$562	$723

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Derby	National avg.	Difference
Haircut	$21.46	$24.26	11.5%
Beauty Salon	$42.47	$45.56	6.8%
Toothpaste	$3.69	$3.70	0.4%
Shampoo	$1.32	$1.28	2.8%
Movie	$12.00	$12.13	1.1%
Bowling	$19.07	$18.00	5.9%

Groceries

Item	Derby	National avg.	Difference
Ground Beef	$5.63	$5.84	3.6%
Fried Chicken	$1.61	$1.57	2.6%
Milk	$4.76	$4.67	1.8%
Potatoes	$5.24	$4.93	6.2%
Pizza	$11.49	$12.09	4.9%
Beer	$10.68	$10.41	2.6%

Health Care

Item	Derby	National avg.	Difference
Optometrist	$65.99	$125.68	47.5%
Doctor	$117.73	$135.78	13.3%
Dentist	$89.30	$113.29	21.2%
Ibuprofen	$10.68	$10.65	0.3%
Lipitor	$475.58	$468.60	1.5%

Housing

Item	Derby	National avg.	Difference
Home Price	$99,000.00	$184,700.00	46.4%
Avg. Mortgage Payment	$1,862.49	$2,346.69	20.6%
Apartment Rent	$711.00	$949.00	25.1%

Transportation

Item	Derby	National avg.	Difference
Gasoline	$3.42	$3.46	1.2%
Tire Balancing	$41.79	$59.92	30.3%

Utilities

Item	Derby	National avg.	Difference
All Electricity	$182.76	$193.99	5.8%
Phone	$186.03	$192.25	3.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pancoastburg, OH	43	95	5.3%
Orient, OH	130	95	5.3%
Bloomingburg, OH	966	83	17.3%
Lockbourne, OH	160	83	17.1%
New Holland, OH	829	84	16.5%
Derby, OH	543	84	15.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Avon, AL	543	91	9.5%
Gilman, IA	543	83	17.0%
St. Paul, KS	543	77	22.7%
Edmeston, NY	543	100	0.2%
Waterford, OH	543	82	17.6%
Derby, OH	543	84	15.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Derby, OH