Cost Of Living in Duck Key, FL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Duck Key	Florida	National
Cost of living	238	98	100
Goods & Services	106	98	100
Groceries	104	99	100
Health care	96	96	100
Housing	551	96	100
Transportation	103	99	100
Utilities	103	97	100

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Cost Of Living Quick Facts

The cost of living in Duck Key is 144% higher than the Florida average
The cost of living in Duck Key is 138% higher than the national average
Duck Key housing is 451% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$112,554	$9,380	$2,626	$3,377
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Duck Key	National avg.	Difference
Haircut	$20.53	$24.26	15.4%
Beauty Salon	$88.07	$45.56	93.3%
Toothpaste	$3.51	$3.70	5.2%
Shampoo	$1.53	$1.28	19.7%
Movie	$14.35	$12.13	18.2%
Bowling	$23.67	$18.00	31.5%

Groceries

Item	Duck Key	National avg.	Difference
Ground Beef	$6.11	$5.84	4.6%
Fried Chicken	$1.40	$1.57	11.2%
Milk	$4.60	$4.67	1.5%
Potatoes	$5.24	$4.93	6.2%
Pizza	$14.13	$12.09	16.9%
Beer	$11.44	$10.41	9.9%

Health Care

Item	Duck Key	National avg.	Difference
Optometrist	$98.49	$125.68	21.6%
Doctor	$127.08	$135.78	6.4%
Dentist	$107.83	$113.29	4.8%
Ibuprofen	$11.10	$10.65	4.2%
Lipitor	$490.35	$468.60	4.6%

Housing

Item	Duck Key	National avg.	Difference
Home Price	$1,017,900.00	$184,700.00	451.1%
Avg. Mortgage Payment	$3,109.00	$2,346.69	32.5%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Duck Key	National avg.	Difference
Gasoline	$3.49	$3.46	0.8%
Tire Balancing	$64.09	$59.92	7.0%

Utilities

Item	Duck Key	National avg.	Difference
All Electricity	$200.94	$193.99	3.6%
Phone	$194.37	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Layton, FL	107	137	36.7%
Marathon, FL	8,746	144	44.3%
Key Colony Beach, FL	523	150	50.4%
Duck Key, FL	761	238	138.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Manokotak, AK	761	97	3.2%
Independence, CA	761	111	11.3%
Ventura, IA	761	100	0.3%
Challis, ID	761	95	4.9%
Mount Hope, KS	761	87	12.5%
Duck Key, FL	761	238	138.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Duck Key, FL