Cost Of Living in Dunlap, IN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Dunlap	Indiana	National
Cost of living	90	90	100
Goods & Services	86	94	100
Groceries	100	98	100
Health care	87	96	100
Housing	87	72	100
Transportation	90	95	100
Utilities	101	107	100

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Cost Of Living Quick Facts

The cost of living in Dunlap is 1% higher than the Indiana average
The cost of living in Dunlap is 10% lower than the national average
Dunlap housing is 13% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,112	$5,843	$1,636	$2,104
Renters	$59,514	$4,960	$1,389	$1,786

A good way to judge both the affordability of the housing and the cost of living in Dunlap is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Dunlap has a median income of about $70,112 for people who own homes. Based on that number, a maximum of $1,636 should be spent on expenses related to housing. Renters have a slightly different median income, which is $59,514. Based on this average, renters should spend no more than $1,389 on all rental costs if they want to maintain a non-impoverished standard of living.

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	Dunlap	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$52.07	$45.56	14.3%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.34	$1.28	4.6%
Movie	$13.08	$12.13	7.8%
Bowling	$10.44	$18.00	42.0%

Groceries

Item	Dunlap	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.62	$1.57	3.0%
Milk	$4.83	$4.67	3.3%
Potatoes	$4.96	$4.93	0.4%
Pizza	$11.04	$12.09	8.7%
Beer	$9.65	$10.41	7.3%

Health Care

Item	Dunlap	National avg.	Difference
Optometrist	$132.22	$125.68	5.2%
Doctor	$117.36	$135.78	13.6%
Dentist	$99.95	$113.29	11.8%
Ibuprofen	$10.40	$10.65	2.4%
Lipitor	$356.34	$468.60	24.0%

Housing

Item	Dunlap	National avg.	Difference
Home Price	$148,900.00	$184,700.00	19.4%
Avg. Mortgage Payment	$1,868.87	$2,346.69	20.4%
Apartment Rent	$979.00	$949.00	3.2%

Transportation

Item	Dunlap	National avg.	Difference
Gasoline	$3.38	$3.46	2.4%
Tire Balancing	$42.17	$59.92	29.6%

Utilities

Item	Dunlap	National avg.	Difference
All Electricity	$199.24	$193.99	2.7%
Phone	$190.02	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Constantine, MI	2,222	81	18.7%
White Pigeon, MI	1,513	83	16.7%
Milford, IN	1,664	82	17.5%
Elkhart, IN	52,657	82	17.5%
Edwardsburg, MI	1,115	83	16.6%
Dunlap, IN	7,273	90	9.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dade City, FL	7,270	91	9.4%
Nebraska City, NE	7,270	88	11.7%
La Feria, TX	7,276	75	25.4%
Valley Falls, SC	7,269	92	7.5%
Digby, NS	7,269	n/a
Dunlap, IN	7,273	90	9.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Dunlap, IN