Cost Of Living in Dunlap, TN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Dunlap	Tennessee	National
Cost of living	85	89	100
Goods & Services	90	94	100
Groceries	97	98	100
Health care	92	88	100
Housing	68	80	100
Transportation	88	89	100
Utilities	93	93	100

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Cost Of Living Quick Facts

The cost of living in Dunlap is 5% lower than the Tennessee average
The cost of living in Dunlap is 15% lower than the national average
Dunlap housing is 32% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,805	$4,400	$1,232	$1,584
Renters	$26,894	$2,241	$627	$807

A good indicator of the general affordability of housing in Dunlap, TN, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Dunlap, the median monthly income is $52,805 for those who own their own homes. Under the standard rule, that income level would allow for $1,232 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $26,894, per the median income in the area. That would allow for renters to spend up to $627 on monthly rental expenses.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Goods & Services

Item	Dunlap	National avg.	Difference
Haircut	$18.80	$24.26	22.5%
Beauty Salon	$48.40	$45.56	6.2%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.27	$1.28	0.8%
Movie	$12.57	$12.13	3.6%
Bowling	$16.47	$18.00	8.5%

Groceries

Item	Dunlap	National avg.	Difference
Ground Beef	$5.63	$5.84	3.5%
Fried Chicken	$1.43	$1.57	8.9%
Milk	$4.49	$4.67	3.9%
Potatoes	$5.17	$4.93	4.8%
Pizza	$11.66	$12.09	3.6%
Beer	$10.02	$10.41	3.8%

Health Care

Item	Dunlap	National avg.	Difference
Optometrist	$112.00	$125.68	10.9%
Doctor	$129.61	$135.78	4.5%
Dentist	$96.50	$113.29	14.8%
Ibuprofen	$10.39	$10.65	2.4%
Lipitor	$465.03	$468.60	0.8%

Housing

Item	Dunlap	National avg.	Difference
Home Price	$117,700.00	$184,700.00	36.3%
Avg. Mortgage Payment	$2,008.10	$2,346.69	14.4%
Apartment Rent	$739.00	$949.00	22.1%

Transportation

Item	Dunlap	National avg.	Difference
Gasoline	$3.09	$3.46	10.6%
Tire Balancing	$50.87	$59.92	15.1%

Utilities

Item	Dunlap	National avg.	Difference
All Electricity	$170.16	$193.99	12.3%
Phone	$192.18	$192.25	0.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Palmer, TN	708	79	21.4%
Gruetli-Laager, TN	1,931	82	18.4%
Whitwell, TN	1,977	83	17.0%
Powells Crossroads, TN	1,705	86	14.4%
Soddy-Daisy, TN	13,510	89	10.5%
Dunlap, TN	5,159	85	15.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chisago City, MN	5,159	109	8.7%
Floral City, FL	5,158	89	11.5%
Osceola, IA	5,160	82	18.5%
Hampton Manor, NY	5,161	105	4.8%
Turtle Creek, PA	5,161	82	17.8%
Dunlap, TN	5,159	85	15.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Dunlap, TN