A-
1%
Overall NAT. AVG.
8%
Goods & Services NAT. AVG.
7%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index East Stroudsburg Pennsylvania National
Cost of living10198100
Goods & Services10899100
Groceries9899100
Health care9694100
Housing9391100
Transportation103106100
Utilities106107100

An Overview of Cost of Living in East Stroudsburg, PA

The cost of living in East Stroudsburg affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in East Stroudsburg is 101, which is 1% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in East Stroudsburg closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, goods and services, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of East Stroudsburg can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is East Stroudsburg Affordable?

Is East Stroudsburg affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take East Stroudsburg, for instance, where the median home price falls 18.6% lower than the national average, and monthly rent rates are 21.4% higher than usual. Additionally, median income levels contribute to the equation, with East Stroudsburg flaunting a median household income of $56,297, 1.8% higher than the national norm.

What Factors can Influence the Cost of Living in East Stroudsburg?

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In East Stroudsburg, the transportation index is 3.3% higher than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday goods and services like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in East Stroudsburg starts at 6% and the income tax rates start at 3.07%.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In East Stroudsburg, healthcare costs are 4.2% lower than the national average.

Where is the Data From?

The East Stroudsburg cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in East Stroudsburg is 3% higher than the Pennsylvania average
  • The cost of living in East Stroudsburg is 1% higher than the national average
  • East Stroudsburg housing is 7% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around East Stroudsburg

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Compare East Stroudsburg, PA Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,563$6,297$1,763$2,267
      Renters$38,636$3,220$901$1,159
      The affordability of the housing market in East Stroudsburg, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among East Stroudsburg homeowners, the median income is $75,563. This indicates that a monthly maximum of $1,763 should be spent by homeowners on all housing related costs. Renters have a median income of $38,636. This indicates that renters would have a maximum of $901 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Goods & Services

      Item East Stroudsburg National avg. Difference
      Haircut $23.20$24.264.4%
      Beauty Salon $52.92$45.5616.1%
      Toothpaste $3.83$3.703.4%
      Shampoo $1.42$1.2811.1%
      Movie $12.43$12.132.4%
      Bowling $19.33$18.007.4%

      Groceries

      Item East Stroudsburg National avg. Difference
      Ground Beef $5.76$5.841.4%
      Fried Chicken $1.42$1.579.9%
      Milk $4.54$4.672.8%
      Potatoes $5.37$4.938.8%
      Pizza $11.57$12.094.3%
      Beer $11.46$10.4110.1%

      Health Care

      Item East Stroudsburg National avg. Difference
      Optometrist $125.11$125.680.5%
      Doctor $86.42$135.7836.4%
      Dentist $137.77$113.2921.6%
      Ibuprofen $10.74$10.650.8%
      Lipitor $447.50$468.604.5%

      Housing

      Item East Stroudsburg National avg. Difference
      Home Price $150,400.00$184,700.0018.6%
      Avg. Mortgage Payment $2,325.61$2,346.690.9%
      Apartment Rent $1,152.00$949.0021.4%

      Transportation

      Item East Stroudsburg National avg. Difference
      Gasoline $3.51$3.461.6%
      Tire Balancing $64.44$59.927.5%

      Utilities

      Item East Stroudsburg National avg. Difference
      All Electricity $210.10$193.998.3%
      Phone $195.81$192.251.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Great Meadows, NJ2641000.1%
      Port Murray, NJ2161000.1%
      Buttzville, NJ571000.1%
      Pocono Ranch Lands, PA1,1898712.8%
      Oxford, NJ1,285954.6%
      East Stroudsburg, PA10,2321011.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Elgin, TX10,231964.3%
      Golden Hills, CA10,23412322.5%
      Shasta Lake, CA10,23511211.7%
      Browns Mills, NJ10,2281044.2%
      Keokuk, IA10,2258415.5%
      East Stroudsburg, PA10,2321011.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.