| Index | Emerado | North Dakota | National |
| Cost of living | 88 | 94 | 100 |
| Goods & Services | 92 | 96 | 100 |
| Groceries | 94 | 93 | 100 |
| Health care | 104 | 111 | 100 |
| Housing | 70 | 85 | 100 |
| Transportation | 95 | 100 | 100 |
| Utilities | 109 | 99 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $100,000 | $8,333 | $2,333 | $3,000 |
| Renters | $46,000 | $3,833 | $1,073 | $1,380 |
| State | General Sales Tax | With Max Surtax |
| North Dakota | 5% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| North Dakota | 1.1% | 2.9% |
| Item | Emerado | National avg. | Difference |
| Haircut | $22.50 | $24.26 | 7.3% |
| Beauty Salon | $38.00 | $45.56 | 16.6% |
| Toothpaste | $3.88 | $3.70 | 4.7% |
| Shampoo | $1.04 | $1.28 | 18.5% |
| Movie | $8.02 | $12.13 | 33.9% |
| Bowling | $20.00 | $18.00 | 11.1% |
| Item | Emerado | National avg. | Difference |
| Ground Beef | $5.52 | $5.84 | 5.4% |
| Fried Chicken | $1.38 | $1.57 | 12.5% |
| Milk | $4.48 | $4.67 | 4.2% |
| Potatoes | $4.94 | $4.93 | 0.2% |
| Pizza | $10.49 | $12.09 | 13.2% |
| Beer | $10.11 | $10.41 | 2.9% |
| Item | Emerado | National avg. | Difference |
| Optometrist | $140.67 | $125.68 | 11.9% |
| Doctor | $169.50 | $135.78 | 24.8% |
| Dentist | $96.00 | $113.29 | 15.3% |
| Ibuprofen | $10.06 | $10.65 | 5.5% |
| Lipitor | $517.00 | $468.60 | 10.3% |
| Item | Emerado | National avg. | Difference |
| Home Price | $128,600.00 | $184,700.00 | 30.4% |
| Avg. Mortgage Payment | $1,952.91 | $2,346.69 | 16.8% |
| Apartment Rent | $666.00 | $949.00 | 29.8% |
| Item | Emerado | National avg. | Difference |
| Gasoline | $3.27 | $3.46 | 5.6% |
| Tire Balancing | $57.00 | $59.92 | 4.9% |
| Item | Emerado | National avg. | Difference |
| All Electricity | $222.79 | $193.99 | 14.8% |
| Phone | $191.52 | $192.25 | 0.4% |
| City | Population | Cost of Living Index | National Avg. |
| Gilby, ND | 313 | 83 | 17.0% |
| Larimore, ND | 1,298 | 88 | 11.5% |
| Northwood, ND | 779 | 92 | 7.6% |
| Manvel, ND | 325 | 94 | 5.5% |
| Thompson, ND | 1,143 | 98 | 2.1% |
| Emerado, ND | 435 | 88 | 11.9% |
| City | Population | Cost of Living Index | National Avg. |
| Havana, AR | 435 | 75 | 25.2% |
| Horseshoe Lake, AR | 435 | 79 | 20.7% |
| Manzanola, CO | 435 | 82 | 18.1% |
| Spring Grove, IN | 435 | 80 | 19.5% |
| Tolchester, MD | 435 | 121 | 21.4% |
| Emerado, ND | 435 | 88 | 11.9% |
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