Cheapest Places in Florida

Florida, known for its sunny weather, beautiful beaches, and diverse cultural attractions, is a state that offers a wide range of living experiences. Iconic landmarks include Walt Disney World, the Everglades National Park, and the Kennedy Space Center. The state's economy is robust, driven by sectors such as tourism, agriculture, and aerospace. Florida's tax structure is also quite favorable, with no state income tax and relatively low property taxes, making it an attractive place for those seeking affordability. Despite recent inflation and rising food costs, Florida remains a state where affordable living options can be found, particularly in areas away from the major metropolitan centers. The state's combination of favorable tax policies and diverse economic opportunities makes it a compelling place for residents seeking a balance between affordability and quality of life.

Affordable living in Florida can often be found in smaller towns and suburban areas where housing costs and everyday expenses are lower. These regions provide a more manageable cost of living, essential for maintaining financial stability. Affordability is a key factor in livability, as it allows residents to enjoy a comfortable lifestyle without excessive financial strain. Factors contributing to the cheapest places to live in Florida include lower housing demand in less populated areas, supportive local economic policies, and efficient public services. The C2ER's cost of living data helps identify these affordable regions, ensuring that potential residents can make informed decisions. In a state known for its recreational opportunities and vibrant culture, finding affordable living options enhances the overall experience of living in Florida.

Zephyrhills South Population: 5,248 19% cheaper than Florida average
Med. Home Value: $29,000 Med. Rent: $847 Med. Household Inc.: $35,436
With a cost of living index that is 19% cheaper than the state average, Zephyrhills South is the cheapest place to live in Florida. This area offers residents a remarkable blend of relatively low housing costs, budget-friendly grocery prices, affordable utilities, and economical health care services, making it an attractive destination for those seeking to stretch their dollars further. Whether you're a young professional, a growing family, or someone looking to enjoy a more relaxed pace of life, Zephyrhills South provides an inviting and cost-effective environment to call home.
Palatka Population: 10,388 17% cheaper than Florida average
Med. Home Value: $74,600 Med. Rent: $763 Med. Household Inc.: $27,143
The second most affordable city in Florida is Palatka and stands out for its cost-effective lifestyle. With an overall cost of living that is 17% cheaper than the Florida average, overall goods and services, housing, utilities, transportation and health care costs fall within a reasonable range. Median household income levels are steady and come in at , which helps to increase the purchasing power of the local residents.
Quincy Population: 7,237 16% cheaper than Florida average
Med. Home Value: $79,500 Med. Rent: $650 Med. Household Inc.: $35,609
Quincy lands in the #3 spot for the cheapest cities to live in Florida, with a cost of living that is 16% cheaper than the state average. With home prices averaging and rental rates coming in around , it helps that household income levels average about , which assists with paying the mortgage or your monthly rent. Its robust public school system and accessible health care further enhance its appeal, making it a great place to settle down. The strong community spirit and ample recreational opportunities add to its charm.
Brooksville Population: 8,384 15% cheaper than Florida average
Med. Home Value: $64,500 Med. Rent: $840 Med. Household Inc.: $33,441
The cost of everyday grocery items, goods & services and of course housing, can have a significant impact on the overall cost of living in any area. Brooksville offers a picturesque and affordable living environment, with a cost of living that is 15% cheaper than the state average. Everyday items like ground beef , eggs , coffee and pizza are all fairly reasonable compared to most other cities, which helps reduce those grocery bills. Home prices are also fairly affordable (compared to the state average), coming in at around .
Homosassa Springs Population: 14,566 15% cheaper than Florida average
Med. Home Value: $86,500 Med. Rent: $750 Med. Household Inc.: $40,387
For those wanting to live well on a budget, Homosassa Springs is ideal, with a cost of living that is 15% cheaper than the state average. Reasonable housing prices (compared to the Florida average) of and rental prices of are paired with economical goods and services and a range of free or low-cost recreational activities. The city's proactive economic development initiatives also ensure a steady stream of job opportunities, making it a smart choice for those prioritizing financial ease.
Avon Park Population: 10,539 15% cheaper than Florida average
Med. Home Value: $80,400 Med. Rent: $733 Med. Household Inc.: $30,574
Avon Park comes in at #6 on our list of the cheapest cities in Florida and is a haven for those seeking affordability without sacrificing convenience. The city is known for its discount shopping centers and budget-friendly dining options and has a cost of living that is 15% cheaper than Florida. The city's local markets provide fresh produce and other groceries at reduced prices, while parks and community centers offer free entertainment and leisure. This city is perfect for enjoying a high quality of life at a low cost.
Zephyrhills West Population: 5,409 14% cheaper than Florida average
Med. Home Value: $74,100 Med. Rent: $833 Med. Household Inc.: $36,090
With its cost-effective lifestyle, Zephyrhills West is an attractive destination for those looking to live affordably. The city boasts suitable housing costs, affordable healthcare, and a variety of budget-friendly dining options. The community is welcoming and vibrant, providing residents with a rich social life at a fraction of the cost. Median income levels come in at , which provides financial stability, purchasing power and increases the quality of life in the city.
Hernando Population: 8,977 14% cheaper than Florida average
Med. Home Value: $102,200 Med. Rent: $691 Med. Household Inc.: $34,167
A lower cost of living allows individuals to manage their expenses more effectively, reducing the risk of financial stress and debt. When essential costs such as housing, food, transportation, and healthcare are more affordable, people can achieve greater financial stability and resilience. Hernando fits that mold and has a cost of living that is 14% cheaper than Florida.
Marianna Population: 6,607 14% cheaper than Florida average
Med. Home Value: $87,600 Med. Rent: $671 Med. Household Inc.: $26,747
Lower living costs can lead to a higher quality of life by making it easier for people to afford comfortable housing, nutritious food, and access to healthcare. It can also provide opportunities for better education, recreational activities, and community engagement, contributing to overall well-being. Marianna is one of the most affordable cities in Florida, and has a cost of living that is 14% cheaper than the state average.
Beverly Hills Population: 9,484 14% cheaper than Florida average
Med. Home Value: $90,500 Med. Rent: $877 Med. Household Inc.: $35,883
With a cost of living that is 14% cheaper than Florida, Beverly Hills comes in at #10 on our list of the cheapest places to live in Florida. Financial stress is a significant factor affecting mental and physical health. By lowering the cost of living, individuals can experience reduced anxiety related to meeting monthly expenses, thereby improving overall health and well-being. The ability to afford basic necessities without constant worry contributes to a more balanced and fulfilling life.

Full list of the cheapest places in Florida

Rank Location Population COL Index Med. Home Value Med. Household Inc. 
1 Zephyrhills South 5,248 79 $29,000 $35,436
2 Palatka 10,388 81 $74,600 $27,143
3 Quincy 7,237 82 $79,500 $35,609
4 Brooksville 8,384 83 $64,500 $33,441
5 Homosassa Springs 14,566 83 $86,500 $40,387
6 Avon Park 10,539 83 $80,400 $30,574
7 Zephyrhills West 5,409 84 $74,100 $36,090
8 Hernando 8,977 84 $102,200 $34,167
9 Marianna 6,607 84 $87,600 $26,747
10 Beverly Hills 9,484 84 $90,500 $35,883
11 Live Oak 6,929 85 $96,700 $44,505
12 Belleview 5,028 85 $96,600 $41,085
13 West Pensacola 22,418 85 $74,600 $34,546
14 Inverness 7,399 85 $105,600 $30,308
15 Indiantown 7,125 85 $78,400 $43,406
16 Perry 6,884 85 $95,500 $34,788
17 Fort Meade 6,163 85 $92,900 $38,728
18 Brent 21,816 86 $81,700 $39,424
19 Inwood 7,196 86 $87,100 $29,706
20 Starke 5,415 86 $97,100 $37,737
21 South Brooksville 5,098 86 $89,100 $48,016
22 Fort Pierce North 7,199 87 $98,500 $28,933
23 Holiday 21,006 87 $83,900 $37,256
24 Combee Settlement 6,173 87 $93,100 $43,250
25 New Port Richey 16,542 87 $99,500 $36,798
26 Crystal Lake 6,211 87 $92,400 $33,640
27 Beacon Square 7,031 87 $91,100 $40,211
28 Sebring 10,454 87 $104,200 $30,655
29 South Highpoint 5,844 88 $94,000 $44,010
30 Bayonet Point 26,704 88 $97,400 $37,463
31 Fellsmere 5,692 88 $107,100 $37,143
32 Warrington 15,710 88 $108,400 $40,115
33 Southeast Arcadia 8,859 88 $79,600 $29,052
34 Lake City 12,166 88 $117,300 $40,397
35 Micco 8,990 88 $107,400 $40,759
36 Elfers 12,915 88 $94,400 $43,317
37 Floral City 5,158 89 $140,900 $45,934
38 Zephyrhills 16,062 89 $117,200 $36,799
39 West Vero Corridor 10,507 89 $87,700 $48,083
40 Silver Springs Shores 24,911 89 $123,100 $48,064
41 Pembroke Park 6,716 89 $47,100 $40,024
42 DeFuniak Springs 6,696 89 $125,900 $49,663
43 Cocoa West 5,966 89 $105,900 $29,623
44 East Milton 14,388 89 $120,200 $53,178
45 South Bradenton 24,885 90 $90,400 $38,656
46 New Port Richey East 10,651 90 $113,300 $38,313
47 Inverness Highlands South 7,114 90 $131,800 $47,394
48 Jasmine Estates 22,572 90 $109,900 $37,663
49 Arcadia 8,187 90 $113,600 $34,003
50 Kathleen 6,402 90 $127,600 $49,737

Methodology

To formulate the list of the cheapest places to live in {$this->m->names->state}, AreaVibes utilized comprehensive data from the Council for Community and Economic Research (C2ER) cost of living index. The report is released annually and offers a detailed comparison of living expenses across various urban areas. The data is meticulously gathered by over 300 independent researchers, ensuring a high level of accuracy and reliability. The C2ER index encompasses more than 60 goods and services, categorized into six essential areas that significantly impact the cost of living. These categories and their respective weightings in the index are as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%), and utilities (10%).

Map of Crime by State

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The map above is a great way to help you discover the most affordable states across the U.S. By highlighting states with the lowest cost of living, this map provides an in-depth look at where you can get the most value for your money. By visually representing this data, the map allows users to easily compare different regions and make informed decisions about potential relocations or investments. Additionally, it provides valuable insights into the economic conditions and lifestyle factors that influence these cost of living statistics. Whether you're planning a move, considering a new job, or simply curious about the economic landscape, this map is a useful resource for understanding and navigating the financial implications of living in different states.