Cost Of Living in Florence, OR

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Florence	Oregon	National
Cost of living	111	111	100
Goods & Services	104	105	100
Groceries	107	109	100
Health care	101	105	100
Housing	128	123	100
Transportation	107	117	100
Utilities	96	96	100

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Cost Of Living Quick Facts

The cost of living in Florence is equal to the Oregon average
The cost of living in Florence is 11% higher than the national average
Florence housing is 28% higher than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,471	$5,289	$1,481	$1,904
Renters	$33,984	$2,832	$793	$1,020

A good indicator of the general affordability of housing in Florence, OR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Florence, the median monthly income is $63,471 for those who own their own homes. Under the standard rule, that income level would allow for $1,481 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $33,984, per the median income in the area. That would allow for renters to spend up to $793 on monthly rental expenses.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Goods & Services

Item	Florence	National avg.	Difference
Haircut	$27.36	$24.26	12.8%
Beauty Salon	$43.93	$45.56	3.6%
Toothpaste	$3.77	$3.70	1.9%
Shampoo	$1.52	$1.28	18.4%
Movie	$11.07	$12.13	8.8%
Bowling	$19.22	$18.00	6.8%

Groceries

Item	Florence	National avg.	Difference
Ground Beef	$5.60	$5.84	4.1%
Fried Chicken	$2.03	$1.57	28.8%
Milk	$4.82	$4.67	3.2%
Potatoes	$4.42	$4.93	10.5%
Pizza	$12.91	$12.09	6.8%
Beer	$12.06	$10.41	15.8%

Health Care

Item	Florence	National avg.	Difference
Optometrist	$128.83	$125.68	2.5%
Doctor	$133.80	$135.78	1.5%
Dentist	$129.67	$113.29	14.5%
Ibuprofen	$11.33	$10.65	6.4%
Lipitor	$359.57	$468.60	23.3%

Housing

Item	Florence	National avg.	Difference
Home Price	$258,400.00	$184,700.00	39.9%
Avg. Mortgage Payment	$3,144.31	$2,346.69	34.0%
Apartment Rent	$951.00	$949.00	0.2%

Transportation

Item	Florence	National avg.	Difference
Gasoline	$4.01	$3.46	15.9%
Tire Balancing	$50.89	$59.92	15.1%

Utilities

Item	Florence	National avg.	Difference
All Electricity	$184.23	$193.99	5.0%
Phone	$184.96	$192.25	3.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dunes City, OR	1,208	126	25.7%
Florence, OR	9,037	111	10.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lihue, HI	9,036	177	77.2%
St. Anthony, MN	9,035	111	10.7%
Monett, MO	9,035	84	15.9%
Seven Corners, VA	9,041	138	37.6%
University of California-Davis, CA	9,031	122	21.9%
Florence, OR	9,037	111	10.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Florence, OR