Cost Of Living in Fort Thomas, AZ

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Fort Thomas	Arizona	National
Cost of living	97	101	100
Goods & Services	109	104	100
Groceries	105	102	100
Health care	90	94	100
Housing	76	97	100
Transportation	108	106	100
Utilities	102	95	100

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Cost Of Living Quick Facts

The cost of living in Fort Thomas is 4% lower than the Arizona average
The cost of living in Fort Thomas is 3% lower than the national average
Fort Thomas housing is 24% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,107	$7,842	$2,196	$2,823
Renters	$0	$0	$0	$0

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Goods & Services

Item	Fort Thomas	National avg.	Difference
Haircut	$29.15	$24.26	20.2%
Beauty Salon	$45.06	$45.56	1.1%
Toothpaste	$3.64	$3.70	1.8%
Shampoo	$1.33	$1.28	4.1%
Movie	$12.36	$12.13	1.9%
Bowling	$13.68	$18.00	24.0%

Groceries

Item	Fort Thomas	National avg.	Difference
Ground Beef	$6.07	$5.84	4.0%
Fried Chicken	$1.41	$1.57	10.3%
Milk	$4.75	$4.67	1.7%
Potatoes	$4.58	$4.93	7.1%
Pizza	$12.52	$12.09	3.6%
Beer	$11.13	$10.41	6.9%

Health Care

Item	Fort Thomas	National avg.	Difference
Optometrist	$116.73	$125.68	7.1%
Doctor	$125.31	$135.78	7.7%
Dentist	$101.61	$113.29	10.3%
Ibuprofen	$11.03	$10.65	3.6%
Lipitor	$370.51	$468.60	20.9%

Housing

Item	Fort Thomas	National avg.	Difference
Home Price	$139,500.00	$184,700.00	24.5%
Avg. Mortgage Payment	$2,328.25	$2,346.69	0.8%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Fort Thomas	National avg.	Difference
Gasoline	$4.05	$3.46	17.0%
Tire Balancing	$52.24	$59.92	12.8%

Utilities

Item	Fort Thomas	National avg.	Difference
All Electricity	$198.69	$193.99	2.4%
Phone	$193.20	$192.25	0.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bryce, AZ	117	106	5.9%
Bylas, AZ	1,290	81	18.6%
Pima, AZ	2,523	97	3.4%
Thatcher, AZ	5,122	104	3.8%
Central, AZ	366	110	9.9%
Fort Thomas, AZ	445	97	3.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Caldwell, AR	445	81	18.5%
Sugar City, CO	445	86	14.3%
Fenwick Island, DE	445	186	86.1%
Norway, IA	445	88	12.1%
Laketon, IN	445	86	13.5%
Fort Thomas, AZ	445	97	3.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Fort Thomas, AZ