B+
5%
Overall NAT. AVG.
8%
Goods & Services NAT. AVG.
6%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Fullerton Pennsylvania National
Cost of living10598100
Goods & Services10899100
Groceries9899100
Health care9694100
Housing10691100
Transportation103106100
Utilities106107100

An Overview of Cost of Living in Fullerton, PA

The cost of living in Fullerton affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Fullerton is 105, which is 5% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Everyday expenditures like food, housing, goods and services, transportation and health care in Fullerton are priced in a manner consistent with other areas. This means that residents of Fullerton can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Fullerton Affordable?

Is Fullerton an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Fullerton is 1.5% lower than the national average, while the average monthly rent prices are 22.1% higher than average. The affordability of any location can also be influenced by median income levels. Fullerton has a median household income of $66,225, which is 19.7% higher than the national average.

What Factors can Influence the Cost of Living in Fullerton?

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Fullerton, healthcare costs are 4.2% lower than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Fullerton, the groceries index is 2% lower than the national average.

Where is the Data From?

The Fullerton cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Fullerton is 7% higher than the Pennsylvania average
  • The cost of living in Fullerton is 5% higher than the national average
  • Fullerton housing is 6% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Fullerton

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Compare Fullerton, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,269$6,106$1,709$2,198
      Renters$46,380$3,865$1,082$1,392
      The affordability of the housing market in Fullerton, PA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Fullerton homeowners, the median income is $73,269. This indicates that a monthly maximum of $1,709 should be spent by homeowners on all housing related costs. Renters have a median income of $46,380. This indicates that renters would have a maximum of $1,082 for their rent related monthly costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Goods & Services

      Item Fullerton National avg. Difference
      Haircut $23.20$24.264.4%
      Beauty Salon $52.92$45.5616.1%
      Toothpaste $3.83$3.703.4%
      Shampoo $1.42$1.2811.1%
      Movie $12.43$12.132.4%
      Bowling $19.33$18.007.4%

      Groceries

      Item Fullerton National avg. Difference
      Ground Beef $5.76$5.841.4%
      Fried Chicken $1.42$1.579.9%
      Milk $4.54$4.672.8%
      Potatoes $5.37$4.938.8%
      Pizza $11.57$12.094.3%
      Beer $11.46$10.4110.1%

      Health Care

      Item Fullerton National avg. Difference
      Optometrist $125.11$125.680.5%
      Doctor $86.42$135.7836.4%
      Dentist $137.77$113.2921.6%
      Ibuprofen $10.74$10.650.8%
      Lipitor $447.50$468.604.5%

      Housing

      Item Fullerton National avg. Difference
      Home Price $182,000.00$184,700.001.5%
      Avg. Mortgage Payment $2,325.61$2,346.690.9%
      Apartment Rent $1,159.00$949.0022.1%

      Transportation

      Item Fullerton National avg. Difference
      Gasoline $3.51$3.461.6%
      Tire Balancing $64.44$59.927.5%

      Utilities

      Item Fullerton National avg. Difference
      All Electricity $210.10$193.998.3%
      Phone $195.81$192.251.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      DeSales University, PA9291044.3%
      Weissport, PA4748812.5%
      Slatedale, PA4938911.3%
      Hereford, PA1,4869010.1%
      Palmerton, PA5,317945.9%
      Fullerton, PA15,4151054.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grosse Pointe Woods, MI15,40911414.0%
      Talladega, AL15,4058217.7%
      Addison, TX15,42813130.7%
      Glasgow, DE15,39911717.4%
      Powder Springs, GA15,3901000.3%
      Fullerton, PA15,4151054.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.