Cost Of Living in Gainesville, AL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gainesville	Alabama	National
Cost of living	102	88	100
Goods & Services	93	96	100
Groceries	98	96	100
Health care	100	87	100
Housing	122	72	100
Transportation	89	91	100
Utilities	88	102	100

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Cost Of Living Quick Facts

The cost of living in Gainesville is 15% higher than the Alabama average
The cost of living in Gainesville is 2% higher than the national average
Gainesville housing is 22% higher than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$103,750	$8,646	$2,421	$3,113
Renters	$12,778	$1,065	$298	$383

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Gainesville	National avg.	Difference
Haircut	$21.50	$24.26	11.4%
Beauty Salon	$41.67	$45.56	8.6%
Toothpaste	$3.75	$3.70	1.4%
Shampoo	$1.20	$1.28	6.0%
Movie	$10.68	$12.13	12.0%
Bowling	$15.56	$18.00	13.6%

Groceries

Item	Gainesville	National avg.	Difference
Ground Beef	$5.63	$5.84	3.6%
Fried Chicken	$1.86	$1.57	18.0%
Milk	$4.51	$4.67	3.4%
Potatoes	$5.04	$4.93	2.2%
Pizza	$10.90	$12.09	9.8%
Beer	$9.12	$10.41	12.4%

Health Care

Item	Gainesville	National avg.	Difference
Optometrist	$113.80	$125.68	9.5%
Doctor	$114.75	$135.78	15.5%
Dentist	$140.00	$113.29	23.6%
Ibuprofen	$10.05	$10.65	5.6%
Lipitor	$412.25	$468.60	12.0%

Housing

Item	Gainesville	National avg.	Difference
Home Price	$258,900.00	$184,700.00	40.2%
Avg. Mortgage Payment	$1,831.01	$2,346.69	22.0%
Apartment Rent	$756.00	$949.00	20.3%

Transportation

Item	Gainesville	National avg.	Difference
Gasoline	$3.06	$3.46	11.6%
Tire Balancing	$53.14	$59.92	11.3%

Utilities

Item	Gainesville	National avg.	Difference
All Electricity	$157.72	$193.99	18.7%
Phone	$187.08	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Panola, AL	33	93	7.3%
Emelle, AL	76	93	7.3%
Union, AL	314	73	27.1%
Geiger, AL	252	79	20.8%
Epes, AL	439	80	20.5%
Gainesville, AL	366	102	1.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Central, AZ	366	110	9.9%
Clarksburg, CA	366	112	11.6%
Gumbranch, GA	366	85	14.6%
Calamus, IA	366	85	15.0%
Brewster, KS	366	81	19.4%
Gainesville, AL	366	102	1.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Gainesville, AL