Cost Of Living in Gardner, FL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gardner	Florida	National
Cost of living	85	98	100
Goods & Services	100	98	100
Groceries	101	99	100
Health care	103	96	100
Housing	50	96	100
Transportation	97	99	100
Utilities	100	97	100

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Cost Of Living Quick Facts

The cost of living in Gardner is 13% lower than the Florida average
The cost of living in Gardner is 15% lower than the national average
Gardner housing is 50% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$28,664	$2,389	$669	$860
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Gardner	National avg.	Difference
Haircut	$26.28	$24.26	8.3%
Beauty Salon	$41.57	$45.56	8.8%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$1.36	$1.28	6.5%
Movie	$13.08	$12.13	7.8%
Bowling	$16.72	$18.00	7.1%

Groceries

Item	Gardner	National avg.	Difference
Ground Beef	$5.02	$5.84	14.0%
Fried Chicken	$1.48	$1.57	6.0%
Milk	$4.54	$4.67	2.8%
Potatoes	$5.47	$4.93	10.9%
Pizza	$10.96	$12.09	9.3%
Beer	$10.58	$10.41	1.6%

Health Care

Item	Gardner	National avg.	Difference
Optometrist	$104.04	$125.68	17.2%
Doctor	$122.85	$135.78	9.5%
Dentist	$112.75	$113.29	0.5%
Ibuprofen	$10.35	$10.65	2.9%
Lipitor	$447.95	$468.60	4.4%

Housing

Item	Gardner	National avg.	Difference
Home Price	$92,500.00	$184,700.00	49.9%
Avg. Mortgage Payment	$1,781.84	$2,346.69	24.1%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Gardner	National avg.	Difference
Gasoline	$3.56	$3.46	2.8%
Tire Balancing	$63.29	$59.92	5.6%

Utilities

Item	Gardner	National avg.	Difference
All Electricity	$149.04	$193.99	23.2%
Phone	$193.01	$192.25	0.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ona, FL	658	100	0.1%
Limestone, FL	320	100	0.1%
Zolfo Springs, FL	2,149	84	15.7%
Southeast Arcadia, FL	8,859	88	11.8%
Wauchula, FL	4,801	87	13.4%
Gardner, FL	367	85	14.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
California Pines, CA	367	90	10.3%
Quimby, IA	367	75	25.5%
Herrick, IL	367	72	27.8%
Estral Beach, MI	367	99	1.4%
Summersville, MO	367	74	25.9%
Gardner, FL	367	85	14.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Gardner, FL