Cost Of Living in Grand Bay, AL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Grand Bay	Alabama	National
Cost of living	91	88	100
Goods & Services	97	96	100
Groceries	97	96	100
Health care	106	87	100
Housing	80	72	100
Transportation	93	91	100
Utilities	89	102	100

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Cost Of Living Quick Facts

The cost of living in Grand Bay is 3% higher than the Alabama average
The cost of living in Grand Bay is 9% lower than the national average
Grand Bay housing is 20% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$71,448	$5,954	$1,667	$2,144
Renters	$76,782	$6,399	$1,791	$2,304

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Grand Bay, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Grand Bay homeowners, is $71,448. This would allow for a maximum of $1,667 per month to be spent on housing costs. For renters, the median monthly income is $76,782 which would result in a maximum of $1,791 to be spent on rental costs.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Grand Bay	National avg.	Difference
Haircut	$24.75	$24.26	2.0%
Beauty Salon	$45.72	$45.56	0.4%
Toothpaste	$3.59	$3.70	3.0%
Shampoo	$1.17	$1.28	8.4%
Movie	$10.62	$12.13	12.4%
Bowling	$17.33	$18.00	3.7%

Groceries

Item	Grand Bay	National avg.	Difference
Ground Beef	$5.76	$5.84	1.4%
Fried Chicken	$1.74	$1.57	10.7%
Milk	$4.55	$4.67	2.5%
Potatoes	$5.16	$4.93	4.6%
Pizza	$11.24	$12.09	7.0%
Beer	$9.16	$10.41	12.0%

Health Care

Item	Grand Bay	National avg.	Difference
Optometrist	$122.28	$125.68	2.7%
Doctor	$128.94	$135.78	5.0%
Dentist	$138.76	$113.29	22.5%
Ibuprofen	$10.07	$10.65	5.4%
Lipitor	$491.22	$468.60	4.8%

Housing

Item	Grand Bay	National avg.	Difference
Home Price	$122,900.00	$184,700.00	33.5%
Avg. Mortgage Payment	$1,663.88	$2,346.69	29.1%
Apartment Rent	$1,062.00	$949.00	11.9%

Transportation

Item	Grand Bay	National avg.	Difference
Gasoline	$3.08	$3.46	11.0%
Tire Balancing	$60.67	$59.92	1.2%

Utilities

Item	Grand Bay	National avg.	Difference
All Electricity	$162.85	$193.99	16.1%
Phone	$187.62	$192.25	2.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bayou La Batre, AL	2,332	82	17.6%
Helena, MS	794	84	16.1%
Escatawpa, MS	2,958	86	14.2%
Moss Point, MS	13,396	86	14.0%
Belle Fontaine, AL	498	86	13.7%
Grand Bay, AL	3,829	91	9.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
New Hope, MS	3,829	87	12.5%
Chilton, WI	3,829	91	9.4%
Clyde, TX	3,828	86	13.6%
Dana, NC	3,830	95	4.6%
Saugerties, NY	3,827	109	8.6%
Grand Bay, AL	3,829	91	9.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Grand Bay, AL