Cost of Living in Gulf Breeze, FL

F
23%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
83%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Gulf Breeze Florida National
Cost of living12398100
Goods & Services10598100
Groceries9599100
Health care9496100
Housing18396100
Transportation8999100
Utilities8397100
New Real Estate Listings in Gulf Breeze Area
Search
Search Homes for Sale in Gulf Breeze, FL
See How Much House You Can Afford. Get Pre-Approved Today

Cost Of Living Quick Facts

  • The cost of living in Gulf Breeze is 26% higher than the Florida average
  • The cost of living in Gulf Breeze is 23% higher than the national average
  • Gulf Breeze housing is 83% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Gulf Breeze

See all the best places to live around Gulf Breeze

Compare Gulf Breeze, FL Cost of Living

      vs
      How would you rate the cost of living in Gulf Breeze?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Gulf Breeze?
      Write a review to give others more information about this area.
      See all Gulf Breeze poll results

      The best places in Florida

      Here are the best places to live in FloridaSee the best places to live in Gulf BreezeMost Dangerous States In The USMost Dangerous Cities In The US

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,369$8,781$2,458$3,161
      Renters$0$0$0$0
      A good indicator of the general affordability of housing in Gulf Breeze, FL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Gulf Breeze, the median monthly income is $105,369 for those who own their own homes. Under the standard rule, that income level would allow for $2,458 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $0, per the median income in the area. That would allow for renters to spend up to $0 on monthly rental expenses.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Goods & Services

      Item Gulf Breeze National avg. Difference
      Haircut $21.34$24.2612.0%
      Beauty Salon $52.41$45.5615.0%
      Toothpaste $3.71$3.700.3%
      Shampoo $1.17$1.288.4%
      Movie $12.99$12.137.1%
      Bowling $20.00$18.0011.1%

      Groceries

      Item Gulf Breeze National avg. Difference
      Ground Beef $6.17$5.845.7%
      Fried Chicken $1.67$1.576.2%
      Milk $4.50$4.673.8%
      Potatoes $5.20$4.935.4%
      Pizza $12.56$12.093.9%
      Beer $10.49$10.410.8%

      Health Care

      Item Gulf Breeze National avg. Difference
      Optometrist $107.95$125.6814.1%
      Doctor $106.49$135.7821.6%
      Dentist $113.85$113.290.5%
      Ibuprofen $10.06$10.655.6%
      Lipitor $510.84$468.609.0%

      Housing

      Item Gulf Breeze National avg. Difference
      Home Price $368,500.00$184,700.0099.5%
      Avg. Mortgage Payment $1,585.50$2,346.6932.4%
      Apartment Rent $1,365.00$949.0043.8%

      Transportation

      Item Gulf Breeze National avg. Difference
      Gasoline $3.20$3.467.5%
      Tire Balancing $47.55$59.9220.6%

      Utilities

      Item Gulf Breeze National avg. Difference
      All Electricity $142.23$193.9926.7%
      Phone $188.01$192.252.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mulat, FL112973.0%
      Dickerson City, FL75973.0%
      Floridatown, FL313973.0%
      Goulding, FL3,9068515.2%
      West Pensacola, FL22,4188515.0%
      Gulf Breeze, FL6,72512322.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Greenville, IL6,7258218.0%
      Manorhaven, NY6,72516666.0%
      Demopolis, AL6,7248613.6%
      Tallulah, LA6,7227623.8%
      Minden Hills, ON6,722n/a 
      Gulf Breeze, FL6,72512322.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2024