Cost Of Living in Hamlin, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Hamlin	New York	National
Cost of living	91	117	100
Goods & Services	102	108	100
Groceries	98	102	100
Health care	99	103	100
Housing	68	145	100
Transportation	108	105	100
Utilities	92	100	100

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Cost Of Living Quick Facts

The cost of living in Hamlin is 22% lower than the New York average
The cost of living in Hamlin is 9% lower than the national average
Hamlin housing is 32% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$60,893	$5,074	$1,421	$1,827
Renters	$23,241	$1,937	$542	$697

A good way to judge both the affordability of the housing and the cost of living in Hamlin is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hamlin has a median income of about $60,893 for people who own homes. Based on that number, a maximum of $1,421 should be spent on expenses related to housing. Renters have a slightly different median income, which is $23,241. Based on this average, renters should spend no more than $542 on all rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Hamlin	National avg.	Difference
Haircut	$26.78	$24.26	10.4%
Beauty Salon	$44.58	$45.56	2.2%
Toothpaste	$3.72	$3.70	0.4%
Shampoo	$1.70	$1.28	32.6%
Movie	$15.90	$12.13	31.0%
Bowling	$24.25	$18.00	34.7%

Groceries

Item	Hamlin	National avg.	Difference
Ground Beef	$6.04	$5.84	3.5%
Fried Chicken	$1.55	$1.57	1.4%
Milk	$5.16	$4.67	10.5%
Potatoes	$5.21	$4.93	5.7%
Pizza	$13.16	$12.09	8.9%
Beer	$11.98	$10.41	15.1%

Health Care

Item	Hamlin	National avg.	Difference
Optometrist	$124.25	$125.68	1.1%
Doctor	$154.18	$135.78	13.6%
Dentist	$124.68	$113.29	10.1%
Ibuprofen	$11.17	$10.65	4.8%
Lipitor	$398.58	$468.60	14.9%

Housing

Item	Hamlin	National avg.	Difference
Home Price	$114,300.00	$184,700.00	38.1%
Avg. Mortgage Payment	$5,235.60	$2,346.69	123.1%
Apartment Rent	$772.00	$949.00	18.7%

Transportation

Item	Hamlin	National avg.	Difference
Gasoline	$3.58	$3.46	3.6%
Tire Balancing	$59.33	$59.92	1.0%

Utilities

Item	Hamlin	National avg.	Difference
All Electricity	$196.28	$193.99	1.2%
Phone	$200.67	$192.25	4.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Albion, NY	5,615	86	14.5%
Holley, NY	1,871	88	12.5%
Brockport, NY	8,142	90	10.0%
Greece, NY	14,477	92	7.6%
North Gates, NY	9,740	93	7.5%
Hamlin, NY	5,720	91	9.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Harvest, AL	5,722	100	0.4%
Du Quoin, IL	5,723	80	20.1%
Redcliff, AB	5,723	n/a
Cameron Park, TX	5,716	73	26.7%
West Bountiful, UT	5,724	126	26.4%
Hamlin, NY	5,720	91	9.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Hamlin, NY