| Index | Harkers Island | North Carolina | National |
| Cost of living | 107 | 94 | 100 |
| Goods & Services | 99 | 98 | 100 |
| Groceries | 98 | 98 | 100 |
| Health care | 112 | 108 | 100 |
| Housing | 126 | 85 | 100 |
| Transportation | 93 | 92 | 100 |
| Utilities | 98 | 94 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $54,297 | $4,525 | $1,267 | $1,629 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| North Carolina | 4.75% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| North Carolina | 4.75% | 4.75% |
| Item | Harkers Island | National avg. | Difference |
| Haircut | $19.00 | $24.26 | 21.7% |
| Beauty Salon | $29.58 | $45.56 | 35.1% |
| Toothpaste | $3.65 | $3.70 | 1.4% |
| Shampoo | $1.09 | $1.28 | 15.1% |
| Movie | $10.27 | $12.13 | 15.3% |
| Bowling | $11.00 | $18.00 | 38.9% |
| Item | Harkers Island | National avg. | Difference |
| Ground Beef | $5.93 | $5.84 | 1.5% |
| Fried Chicken | $1.59 | $1.57 | 0.9% |
| Milk | $4.57 | $4.67 | 2.1% |
| Potatoes | $5.18 | $4.93 | 4.9% |
| Pizza | $10.47 | $12.09 | 13.4% |
| Beer | $10.29 | $10.41 | 1.1% |
| Item | Harkers Island | National avg. | Difference |
| Optometrist | $141.56 | $125.68 | 12.6% |
| Doctor | $136.38 | $135.78 | 0.4% |
| Dentist | $100.17 | $113.29 | 11.6% |
| Ibuprofen | $10.24 | $10.65 | 3.9% |
| Lipitor | $429.52 | $468.60 | 8.3% |
| Item | Harkers Island | National avg. | Difference |
| Home Price | $243,300.00 | $184,700.00 | 31.7% |
| Avg. Mortgage Payment | $1,813.02 | $2,346.69 | 22.7% |
| Apartment Rent | $1,079.00 | $949.00 | 13.7% |
| Item | Harkers Island | National avg. | Difference |
| Gasoline | $3.45 | $3.46 | 0.5% |
| Tire Balancing | $63.55 | $59.92 | 6.1% |
| Item | Harkers Island | National avg. | Difference |
| All Electricity | $201.14 | $193.99 | 3.7% |
| Phone | $187.32 | $192.25 | 2.6% |
| City | Population | Cost of Living Index | National Avg. |
| Marshallberg, NC | 412 | 99 | 1.4% |
| Atlantic, NC | 608 | 87 | 12.7% |
| Gloucester, NC | 484 | 89 | 11.5% |
| Davis, NC | 226 | 96 | 4.2% |
| Beaufort, NC | 4,382 | 102 | 1.5% |
| Harkers Island, NC | 1,314 | 107 | 6.9% |
| City | Population | Cost of Living Index | National Avg. |
| Lynn, IN | 1,314 | 78 | 22.0% |
| Fulda, MN | 1,314 | 85 | 15.4% |
| Frankfort, OH | 1,314 | 87 | 12.9% |
| Monroeville, OH | 1,314 | 89 | 11.1% |
| Moorefield Station, VA | 1,314 | 143 | 43.1% |
| Harkers Island, NC | 1,314 | 107 | 6.9% |
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