Cost Of Living in Harlan, KY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Harlan	Kentucky	National
Cost of living	79	90	100
Goods & Services	93	101	100
Groceries	95	101	100
Health care	88	84	100
Housing	47	70	100
Transportation	82	92	100
Utilities	99	104	100

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Cost Of Living Quick Facts

The cost of living in Harlan is 13% lower than the Kentucky average
The cost of living in Harlan is 21% lower than the national average
Harlan housing is 53% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,857	$4,405	$1,233	$1,586
Renters	$14,706	$1,226	$343	$441

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Goods & Services

Item	Harlan	National avg.	Difference
Haircut	$23.91	$24.26	1.4%
Beauty Salon	$45.13	$45.56	0.9%
Toothpaste	$3.58	$3.70	3.4%
Shampoo	$1.19	$1.28	7.3%
Movie	$14.09	$12.13	16.1%
Bowling	$19.33	$18.00	7.4%

Groceries

Item	Harlan	National avg.	Difference
Ground Beef	$6.20	$5.84	6.1%
Fried Chicken	$1.66	$1.57	5.3%
Milk	$4.67	$4.67	0.0%
Potatoes	$5.02	$4.93	1.7%
Pizza	$11.91	$12.09	1.5%
Beer	$9.97	$10.41	4.2%

Health Care

Item	Harlan	National avg.	Difference
Optometrist	$87.33	$125.68	30.5%
Doctor	$108.51	$135.78	20.1%
Dentist	$96.95	$113.29	14.4%
Ibuprofen	$10.49	$10.65	1.5%
Lipitor	$471.32	$468.60	0.6%

Housing

Item	Harlan	National avg.	Difference
Home Price	$88,700.00	$184,700.00	52.0%
Avg. Mortgage Payment	$1,808.85	$2,346.69	22.9%
Apartment Rent	$433.00	$949.00	54.4%

Transportation

Item	Harlan	National avg.	Difference
Gasoline	$3.08	$3.46	10.9%
Tire Balancing	$51.47	$59.92	14.1%

Utilities

Item	Harlan	National avg.	Difference
All Electricity	$161.17	$193.99	16.9%
Phone	$192.18	$192.25	0.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ewing, VA	152	92	7.5%
St. Charles, VA	61	68	32.4%
Pathfork, KY	266	70	30.2%
Ages, KY	365	73	27.0%
South Wallins, KY	911	74	25.9%
Harlan, KY	1,411	79	21.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ignacio, CO	1,411	101	1.2%
Strawberry Point, IA	1,411	85	15.4%
Moravia, NY	1,411	91	8.6%
Buchanan Dam, TX	1,411	95	5.3%
Norton, NB	1,411	n/a
Harlan, KY	1,411	79	21.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Harlan, KY