F
40%
Overall NAT. AVG.
12%
Goods & Services NAT. AVG.
109%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Hawaiian Gardens California National
Cost of living140140100
Goods & Services112111100
Groceries113112100
Health care99109100
Housing209196100
Transportation124126100
Utilities94127100

An Overview of Cost of Living in Hawaiian Gardens, CA

Are you thinking about relocating, but curious about the potential cost of living in Hawaiian Gardens? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Hawaiian Gardens stands at 140, making it 40% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Hawaiian Gardens is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Hawaiian Gardens falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs make up a big chunk of the cost of living in Hawaiian Gardens, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 109.1% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Goods and services make up 33% of the total cost of living index score and are a large part of your everyday expenses. These items could include things like haircuts, salons, toothpaste, shampoo, clothes, movies, bowling, gym memberships or yoga. In Hawaiian Gardens, you can expect to pay 12% more than average for these items, making it a more expensive place to live.

The cost of groceries continues to rise at an alarming rate. Over the last two years, grocery prices have increased by more than 10%! Unfortunately, in Hawaiian Gardens, the news isn't any better as grocery prices are 13.1% higher than the national average.

Is Hawaiian Gardens Affordable?

Is Hawaiian Gardens affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Hawaiian Gardens, for instance, where the median home price falls 131.9% higher than the national average, and monthly rent rates are 55.8% higher than usual. Additionally, median income levels contribute to the equation, with Hawaiian Gardens flaunting a median household income of $61,422, 11% higher than the national norm.

What Factors can Influence the Cost of Living in Hawaiian Gardens?

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday goods and services like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Hawaiian Gardens starts at 7.25% and the income tax rates start at 1%.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Hawaiian Gardens, the groceries index is 13.1% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Hawaiian Gardens, the utilities index is 5.9% lower than the national average.

Where is the Data From?

The cost of living data in Hawaiian Gardens displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

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Cost Of Living Quick Facts

  • The cost of living in Hawaiian Gardens is equal to the California average
  • The cost of living in Hawaiian Gardens is 40% higher than the national average
  • Hawaiian Gardens housing is 109% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Hawaiian Gardens

See all the best places to live around Hawaiian Gardens

Compare Hawaiian Gardens, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,217$6,268$1,755$2,257
      Renters$40,248$3,354$939$1,208
      A good way to judge both the affordability of the housing and the cost of living in Hawaiian Gardens is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hawaiian Gardens has a median income of about $75,217 for people who own homes. Based on that number, a maximum of $1,755 should be spent on expenses related to housing. Renters have a slightly different median income, which is $40,248. Based on this average, renters should spend no more than $939 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Hawaiian Gardens National avg. Difference
      Haircut $27.27$24.2612.4%
      Beauty Salon $41.78$45.568.3%
      Toothpaste $3.61$3.702.6%
      Shampoo $1.34$1.284.9%
      Movie $11.04$12.139.0%
      Bowling $21.11$18.0017.3%

      Groceries

      Item Hawaiian Gardens National avg. Difference
      Ground Beef $5.89$5.840.8%
      Fried Chicken $3.49$1.57121.9%
      Milk $4.92$4.675.4%
      Potatoes $4.92$4.930.3%
      Pizza $15.31$12.0926.6%
      Beer $10.26$10.411.4%

      Health Care

      Item Hawaiian Gardens National avg. Difference
      Optometrist $112.92$125.6810.2%
      Doctor $95.50$135.7829.7%
      Dentist $117.28$113.293.5%
      Ibuprofen $10.58$10.650.7%
      Lipitor $521.17$468.6011.2%

      Housing

      Item Hawaiian Gardens National avg. Difference
      Home Price $428,300.00$184,700.00131.9%
      Avg. Mortgage Payment $2,441.43$2,346.694.0%
      Apartment Rent $1,479.00$949.0055.8%

      Transportation

      Item Hawaiian Gardens National avg. Difference
      Gasoline $4.75$3.4637.3%
      Tire Balancing $61.38$59.922.4%

      Utilities

      Item Hawaiian Gardens National avg. Difference
      All Electricity $378.97$193.9995.4%
      Phone $180.31$192.256.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Vernon, CA24811717.0%
      Willowbrook, CA24,40113333.3%
      Compton, CA95,80413636.2%
      Florence-Graham, CA64,78713736.5%
      Industry, CA26413333.1%
      Hawaiian Gardens, CA14,21214040.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Viera West, FL14,20412828.1%
      Mount Dora, FL14,2011087.6%
      Chippewa Falls, WI14,197964.0%
      Lakewood Park, FL14,227964.3%
      Hopatcong, NJ14,22811211.7%
      Hawaiian Gardens, CA14,21214040.1%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.