F
95%
Overall NAT. AVG.
20%
Goods & Services NAT. AVG.
259%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Healdsburg California National
Cost of living195140100
Goods & Services120111100
Groceries123112100
Health care125109100
Housing359196100
Transportation132126100
Utilities136127100

An Overview of Cost of Living in Healdsburg, CA

Getting a feel for the cost of living in Healdsburg is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Healdsburg is 195, which is 95% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you prioritize affordability when seeking a new place to live, Healdsburg may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Healdsburg falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs significantly influence the Healdsburg cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 259.4%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Goods and services make up 33% of the total cost of living index score and are a large part of your everyday expenses. These items could include things like haircuts, salons, toothpaste, shampoo, clothes, movies, bowling, gym memberships or yoga. In Healdsburg, you can expect to pay 19.9% more than average for these items, making it a more expensive place to live.

Groceries are getting more expensive by the day and the cost of groceries makes up 13% of the overall cost of living index. In the past two years, prices have shot up by over 10%! Unfortunately, in Healdsburg, it's the same story – grocery costs are 22.5% higher than what people pay across the country.

Is Healdsburg Affordable?

Is Healdsburg an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Healdsburg is 336.3% higher than the national average, while the average monthly rent prices are 79.9% higher than average. The affordability of any location can also be influenced by median income levels. Healdsburg has a median household income of $89,239, which is 61.3% higher than the national average.

What Factors can Influence the Cost of Living in Healdsburg?

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Healdsburg comes in at 35.8% higher than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Healdsburg, the transportation index is 31.5% higher than the national average.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Healdsburg, the housing index is 259.4% higher than the national average.

Where is the Data From?

The Healdsburg cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Healdsburg is 40% higher than the California average
  • The cost of living in Healdsburg is 95% higher than the national average
  • Healdsburg housing is 259% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Healdsburg

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Compare Healdsburg, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,862$9,239$2,587$3,326
      Renters$72,500$6,042$1,692$2,175
      A good indicator of the general affordability of housing in Healdsburg, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Healdsburg, the median monthly income is $110,862 for those who own their own homes. Under the standard rule, that income level would allow for $2,587 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $72,500, per the median income in the area. That would allow for renters to spend up to $1,692 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Healdsburg National avg. Difference
      Haircut $28.38$24.2617.0%
      Beauty Salon $85.43$45.5687.5%
      Toothpaste $4.09$3.7010.4%
      Shampoo $1.65$1.2829.1%
      Movie $16.02$12.1332.0%
      Bowling $24.01$18.0033.4%

      Groceries

      Item Healdsburg National avg. Difference
      Ground Beef $6.23$5.846.7%
      Fried Chicken $2.11$1.5734.1%
      Milk $5.18$4.6710.9%
      Potatoes $4.98$4.930.9%
      Pizza $15.74$12.0930.2%
      Beer $11.21$10.417.6%

      Health Care

      Item Healdsburg National avg. Difference
      Optometrist $159.79$125.6827.1%
      Doctor $174.45$135.7828.5%
      Dentist $155.36$113.2937.1%
      Ibuprofen $11.30$10.656.1%
      Lipitor $498.84$468.606.5%

      Housing

      Item Healdsburg National avg. Difference
      Home Price $805,900.00$184,700.00336.3%
      Avg. Mortgage Payment $7,224.18$2,346.69207.8%
      Apartment Rent $1,707.00$949.0079.9%

      Transportation

      Item Healdsburg National avg. Difference
      Gasoline $4.63$3.4633.9%
      Tire Balancing $75.33$59.9225.7%

      Utilities

      Item Healdsburg National avg. Difference
      All Electricity $298.77$193.9954.0%
      Phone $203.63$192.255.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

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      Jenner, CA3112524.6%
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      Roseland, CA5,85913534.5%
      Guerneville, CA4,74715252.2%
      Cazadero, CA34015555.2%
      Healdsburg, CA11,92419595.0%

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      Rossmoor, CA11,923219118.7%
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      Myrtle Grove, NC11,92111414.0%
      Sedro-Woolley, WA11,91912020.2%
      Dranesville, VA11,92917171.0%
      Healdsburg, CA11,92419595.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.