F
18%
Overall NAT. AVG.
12%
Goods & Services NAT. AVG.
35%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Hesperia California National
Cost of living118140100
Goods & Services112111100
Groceries113112100
Health care99109100
Housing135196100
Transportation124126100
Utilities94127100

An Overview of Cost of Living in Hesperia, CA

Knowing the cost of living in Hesperia allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Hesperia stands at 118, marking it 18% higher than the national average.

Housing costs significantly influence the Hesperia cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 35.3%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Everyday goods and services make up 33% of the cost of living index and include things like clothing, personal hygiene products and entertainment which are a large portion of your monthly expenditures. Unfortunately, Hesperia goods and services are 12% more expensive than the national average, leaving you with less money at the end of the month.

The surge in grocery costs is indeed alarming, especially when groceries make up a large portion of your monthly expenditures. Over the past two years, there has been an inflation of over 10% in grocery prices. Unfortunately, Hesperia does not fare better, with grocery expenses coming in at 13.1% higher than the national average.

Is Hesperia Affordable?

Wondering if Hesperia is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Hesperia, for example, the median home price is 38.3% higher than what folks pay nationally, and monthly rent is 28.2% higher than the usual rates. Plus, income levels matter too, with Hesperia boasting a median household income of $54,149, which is 2.1% lower than the national average.

What Factors can Influence the Cost of Living in Hesperia?

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Hesperia, the healthcare costs are 1.2% lower than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Hesperia, the transportation index is 23.9% higher than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Hesperia, the housing index stands at 35.3% higher than the national average.

Where is the Data From?

The Hesperia cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Hesperia is 15% lower than the California average
  • The cost of living in Hesperia is 18% higher than the national average
  • Hesperia housing is 35% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Hesperia

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Compare Hesperia, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$67,430$5,619$1,573$2,023
      Renters$37,356$3,113$872$1,121
      A good indicator of the general affordability of housing in Hesperia, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Hesperia, the median monthly income is $67,430 for those who own their own homes. Under the standard rule, that income level would allow for $1,573 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $37,356, per the median income in the area. That would allow for renters to spend up to $872 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Hesperia National avg. Difference
      Haircut $27.27$24.2612.4%
      Beauty Salon $41.78$45.568.3%
      Toothpaste $3.61$3.702.6%
      Shampoo $1.34$1.284.9%
      Movie $11.04$12.139.0%
      Bowling $21.11$18.0017.3%

      Groceries

      Item Hesperia National avg. Difference
      Ground Beef $5.89$5.840.8%
      Fried Chicken $3.49$1.57121.9%
      Milk $4.92$4.675.4%
      Potatoes $4.92$4.930.3%
      Pizza $15.31$12.0926.6%
      Beer $10.26$10.411.4%

      Health Care

      Item Hesperia National avg. Difference
      Optometrist $112.92$125.6810.2%
      Doctor $95.50$135.7829.7%
      Dentist $117.28$113.293.5%
      Ibuprofen $10.58$10.650.7%
      Lipitor $521.17$468.6011.2%

      Housing

      Item Hesperia National avg. Difference
      Home Price $255,500.00$184,700.0038.3%
      Avg. Mortgage Payment $2,441.43$2,346.694.0%
      Apartment Rent $1,217.00$949.0028.2%

      Transportation

      Item Hesperia National avg. Difference
      Gasoline $4.75$3.4637.3%
      Tire Balancing $61.38$59.922.4%

      Utilities

      Item Hesperia National avg. Difference
      All Electricity $378.97$193.9995.4%
      Phone $180.31$192.256.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Adelanto, CA34,23811616.5%
      Victorville, CA122,95811716.5%
      Mountain View Acres, CA3,69811716.8%
      Apple Valley, CA73,33911818.4%
      Crestline, CA9,35111918.8%
      Hesperia, CA95,16311818.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Niagara Falls, ON95,282n/a 
      New Bedford, MA95,35511111.5%
      Portsmouth, VA94,9611010.5%
      South Gate, CA94,90514242.2%
      Roswell, GA94,88412525.2%
      Hesperia, CA95,16311818.0%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.